Ideal Accounts and Appetite
- Youth and adult sports leagues and teams
- Recreational and amateur athletic clubs and associations
- Sports camps and training programs
Target classes include, but are not limited to: archery, bowling, basketball, baseball, curling, cross country, cycling, cheerleading, soccer, football (flag, tackle, and touch), lacrosse, hockey (ice, roller, and field), bodybuilding, diving, tennis, badminton, cricket, gymnastics, skiing, and volleyball.
Coverage Highlights and Advantages
- $1M/$5M liability limits for participants
- General liability coverage tailored for sports organizations
- Participant legal liability and sexual abuse/molestation coverage available
- Accident and health coverage (required; placed through member companies of Chartis)
- Non-owned/hired auto liability available
- Employee benefits options available
Underwriting Notes and Minimum Premium
The program is designed to streamline coverage for a wide range of amateur sports exposures, helping agents efficiently address complex liability risks. The minimum premium starts at $350, making this program accessible for smaller organizations and leagues without sacrificing essential protections.
Territories and Availability
This program is available in all 50 states and Washington, DC. Caitlin Morgan works with various carriers to ensure flexibility and availability across jurisdictions, offering options that meet both admitted and non-admitted requirements depending on the state and risk profile.
Why Work With Caitlin Morgan Insurance Services?
As a wholesale broker with deep experience in niche markets, Caitlin Morgan specializes in crafting tailored insurance solutions for unique industries—including amateur athletics. Agents benefit from Caitlin Morgan’s market access, underwriting expertise, and commitment to efficient service. Whether you’re placing a new league or looking to move an existing account, Caitlin Morgan provides a streamlined path to comprehensive coverage.
You might have a client running a regional youth football league that needs participant liability and abuse coverage, or a nonprofit curling club seeking general liability and accident protection. This program is built to accommodate a wide range of amateur athletic exposures quickly and competitively.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Youth and adult amateur sports leagues, teams, and recreational clubs in sports such as soccer, basketball, football, hockey, and many others.
Is accident and health coverage required?
Yes, accident and health coverage is required and is placed through member companies of Chartis.
What is the minimum premium for this program?
The minimum premium starts at $350, making it suitable for smaller organizations and leagues.
Is sexual abuse and molestation liability included?
Yes, liability coverage for sexual abuse and molestation is available within the program.
In which states is this program available?
The program is available in all 50 states and Washington, DC.
Need help placing an account? Connect with a market specialist.