CBIZ Vacation Rental Insurance

Vacation Rental Insurance Coverage:

What coverage is included?

Property:

• Replacement cost coverage for your building and contents
• Includes damage caused by a guest
• $25,000 backup of sewer and drains
• $10,000 unattached structures
• $50,000 additional living expenses (when home is your primary residence)

Liability:

• $2,000,000 general aggregate
• $1,000,000 each occurrence
• $1,000,000 personal and advertising injury
• $1,000,000/$2,000,000 personal liability (when home is your primary residence)
• $5,000 medical payments, any one person
• Product liability included
• Claim defense expenses are paid in addition to the occurrence limit 
• Coverage extends to amenities such as pools, docks, lakes, hot tubs, bicycles, exercise equipment, small watercraft and pets
• Property managers are included as additional insureds at no extra cost

Business Income & Extra Expense:

• Loss of rental income following an insured property loss 
• Actual loss sustained with no time limit
• Extended business income for an additional 180 days after the property is repaired

Visit our Frequently Asked Questions for additional information.