Religious institutions are quite different from commercial organizations, and therefore have very special insurance needs.
Finding and then customizing the right coverage isn't easy. Our comprehensive Religious Institutions product will give you and your client the peace of mind your looking for. We provide top-rated coverage at very competitive rates.
COMMERCIAL LIABILITY
Comprehesive General Liability - Primary Limits - $1,000,000
Volunteers and congregation as additional insured's
Medical Payments for volunteers
Medical Payments (Athletic Participants) optional coverage
Sexual Misconduct Liability available for qualified accounts
Pastoral Counseling Professional Liability
Religious Institutions Directors & Officers Liability
Employee Benefits Liability
Umbrella Limits up to $10,000,000
COMMERCIAL PROPERTY
Broadened Property Definition - includes stained glass windows, altars, organs, bells, outside religious symbols and statues,
storage buildings, yard fixtures, playground equipment, fences, awnings, signs, etc.
Business Income and Extra Expense - 12 months
Blanket Coverage, Agreed Value, Inflation guard coverage's available
Equipment Breakdown
Personal Effects and Property of others
Business Personal Effects of Clergy
Dwelling Coverage Extensions
Building Ordinace and Law Coverage
Additional Enhancement Coverage's
INLAND MARINE
Fine Arts
Accounts Receivable
Valuable Papers and Records
Builders Risk
COMMERCIAL AUTO
Non-Owned Auto coverage for Volunteers
Coverage available for 15 passenger vans and qualified accounts.