Eligible Exposures include:

• Beauty Shops
• Barber Shops
• Individual Operators
• Masseuses
• Manicurists
• Ear Piercing
• Makeovers
• Facials

Coverage Features: Beauty Shop and Barber Shop Insurance

 

• Primary limits up to $3 million occurrence/aggregate
• Hired and Non-owned Auto
• Included Coverages
  • Error and Omissions Coverage - Policy Limits
  • Operators who are independent contractors included as additional insureds
  • Sexual and/or Physical Abuse Coverage - $50,000 per claim/$100,000 aggregate (higher optional limits available)
  • Medical Payments Coverage - $5,000 Limi
• Excess or Umbrella limits up to $25 million

 

Property

 

Building

Business Personal Property

Business Income

Basic, Broad, or Special Form

Replacement Cost or Actual Cash Value

Inland Marine

Equipment Breakdown

Accounts Receivable

Computer Equipment

Outside Signs

Valuable Papers