Cochrane & Company
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Cochrane & Company
Contact Us
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Commercial Child Care and Nursery School Insurance
A program to grow on! This insurance program targets commercially licensed child care centers and nursery schools.

 

Reasons to purchase Commercial Child Care and Nursery School Insurance:
    • A child suffers bodily injury while on your playground equipment
    • The parent of a child enrolled in your program makes a false charge of abuse or molestation against you
    • One of your employees/volunteers trips and spills hot soup onto a child
    • Emotional distress to the parent of a child enrolled in your program caused when you did not obtain a permission slip to take them on a field trip.  

Commercial Child Care and Nursery School Insurance - Coverage Features include:

    • Professional Liability automatically provided at the General Liability limit for no additional charge
    • No liability deductibles
    • Child Molestation & Abuse limits available up to General Liability limit - Definition includes Corporal Punishment
    • Employees including Directors and Assistant Directors are as Insureds under Child Molestation and Abuse Coverage
    • Child Molestation and Abuse coverage applies off premises
    • Child Molestation and Abuse Defense Cost coverage available
    • Child Molestation and Abuse coverage applies to the act of any individual
    • Defense Cost reimbursement available for false allegations of Child Molestation or Abuse against the facility owner operators, and employees
    • Medical Payments coverage automatically provided for no additional charge that includes coverage for enrolled students
    • Hired & Non-Owned Auto Liability coverage available
    • Expanded definition of Bodily Injury to include sickness or disease caused by mental anguish or emotional distress  
Available limits:
    • Maximum property value of $3,000,000 in Protection class 1-8
    • Maximum property value of $1,000,000 in Protection class 9-10
    • Liability limits up to $1,000,000 occurrence/$3,000 aggregate
    • Professional included in the general liability limits
    • Abuse or molestation limits up to $1,000,000/$2,000,000
    • $5,000,000 additional capacity available for excess general liability or umbrella coverage  
In need of more information or have questions about Commercial Child Care and Nursery School Insurance? Please feel free to contact us!
 

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    0
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    A+
  • Commission:
    Varies
  • Min Premium:
    Varies

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LOCATION

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AGENCY LICENSING

Please note: submissions will not be accepted without current appointment with Cochrane & Company.
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Cochrane & Company has other insurance programs like 1-4 Family Dwelling Insurance.