Overview of the Program From CoEfficient Underwriters
CoEfficient Underwriters offers a specialized Temporary Staffing Insurance Program designed to meet the unique needs of staffing agencies that place clerical, light industrial, and medical professional personnel. This top-tier program provides Workers Compensation coverage through an "A" rated AM Best insurance carrier and is built for agencies with sizable premium volume and a strong track record of risk management.
Ideal Accounts and Appetite
This program is best suited for staffing agencies with a Workers Compensation premium of at least $100,000. Target classes include:
- Clerical staffing placements
- Light industrial labor
- Medical professionals (excluding home health)
Excluded classes include:
- Home Health
- Transportation
- Construction
- Professional Employer Organizations (PEOs)
If you have a client staffing certified medical assistants for outpatient clinics or placing workers in warehouse light assembly roles, this program may be a great fit.
Coverage Highlights and Advantages
- Workers Compensation coverage from an "A" AM Best Rated carrier
- Unbundled claims and loss control services provided by York Risk Services
- Individual account underwriting to tailor coverage to specific risk profiles
- Profit sharing opportunity—top-performing accounts may earn back up to 50% of their premium
- Premium payment plus 25% profit share contribution, with terms available
Underwriting Notes and Minimum Premiums
This program requires a minimum Workers Compensation premium of $100,000. Each account is individually underwritten, allowing CoEfficient Underwriters to evaluate the client’s overall operations, safety program, and claims experience for optimal pricing and structure.
Territories and Availability
The Temporary Staffing Insurance Program is available in all U.S. states except monopolistic states. Coverage is offered in AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Why Work With CoEfficient Underwriters
As a Program Administrator with deep industry expertise, CoEfficient Underwriters delivers a highly focused solution for temporary staffing firms. The combination of competitive Workers Compensation coverage, profit-sharing incentives, and unbundled claims management services makes this program a compelling choice for agents and brokers with staffing clients. You gain access to a responsive underwriting team and a robust service model designed to help your clients control costs and manage risk effectively.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Staffing agencies specializing in clerical, light industrial, or medical professional placements with a Workers Compensation premium of at least $100,000 are ideal candidates.
Are there any excluded industries or types of staffing?
Yes, this program excludes home health, transportation, construction, and Professional Employer Organizations (PEOs).
What are the profit-sharing opportunities?
Top-performing accounts may be eligible to earn profit sharing equal to up to 50% of their premium, based on program participation and performance.
What services are included in the program?
The program includes unbundled claims and loss control services through York Risk Services, as well as tailored underwriting for each account.
Is the coverage admitted or non-admitted?
The program is offered through all available markets, providing flexibility depending on the state and risk profile.
Need help placing an account? Connect with a market specialist.