Policy Highlights for Bed and Breakfast Insurance:
Property and Liability coverages available on a mono-line or package basis for residential homes used as a bed and breakfast or a country inn, up to a maximum of 10 rooms per exposure.
Commercial General Liability Coverage available for Bed and Breakfasts:
• Primary limits up to $3,000,000 Occurrence/Aggregate
• Additional Interests—Included
• $5,000 Medical Payments—Included
• Innkeepers Liability
• Excess or Umbrella limits up to $25,000,000
Property Coverage available:
• Accounts Receivable
• Basic, Broad, or Special Form
• Building
• Business Income
• Business Personal Property
• Computer Equipment
• Equipment Breakdown
• Food Spoilage
• Household Personal Property
• Inland Marine
• Outside Signs
• Replacement Cost or ACV
• Valuable Papers
Crime Coverage available for Bed and Breakfasts:
• Inside the Premises—Theft of Money and Securities
• Inside the Premises—Robbery or Safe Burglary of Other Property
• Outside the Premises