Technology Based Services Insurance Program from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a comprehensive Technology Based Services Program tailored specifically for agents and brokers looking to place business in the fast-paced and evolving tech sector. With access to both admitted and non-admitted markets, our program is designed to address the unique professional and general liability exposures that technology service providers face.
Ideal Accounts and Appetite
This program is an excellent fit for a wide range of technology-based businesses, including but not limited to:
- Data Entry and Processing Services
- Custom and Packaged Software Developers
- Hardware and Software Consulting Firms
- System Installation and Maintenance Providers
- Web Page Developers and Content Providers
- Technology Trainers and Educators
- Computer Processing Service Providers
Whether your client is building custom platforms for end-users or managing IT infrastructure for businesses, this program can provide the protection they need.
Example accounts that would be a great fit include a startup offering SaaS-based accounting tools or an established IT consulting firm managing enterprise data migrations.
Coverage Highlights and Advantages
Our Technology Based Services Program is designed to provide robust protection that addresses the professional exposures of IT service providers as well as their general liability needs. Coverage features include:
- Professional Liability – Coverage for errors, omissions, and negligence in the delivery of professional technology services.
- Combined Professional and General Liability – A streamlined solution that protects against both operational and service-related risks.
- Optional Software Copyright Infringement – A valuable add-on for software developers and content providers.
- Contingent BI/PD – Protection against contingent bodily injury and property damage claims.
Limits are available up to $5,000,000 per occurrence / $5,000,000 general aggregate, offering ample protection for mid-sized and larger accounts.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the type of account, size of the business, and specific coverage needs. Our underwriting team evaluates each submission carefully to provide competitive terms while maintaining appropriate risk management standards.
We work closely with agents to ensure quick turnaround and clear communication during the quoting process.
Territories and Availability
This program is available in most states across the U.S., including: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Some admitted markets are available, depending on the risk and location.
Why Work With Continental Risk / Continental Marine Insurance Services?
As an experienced Excess & Surplus Lines Broker, Continental Risk / Continental Marine Insurance Services brings deep market access and niche expertise to the table. Our team understands the evolving needs of the technology sector and offers tailored solutions that help agents deliver value to their clients.
We support you throughout the process—from submission to binding—to help you grow your tech book with confidence.
To learn more or to discuss a specific account, contact our office at 866-699-2747.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include software developers, IT consultants, system integrators, and web service providers. Businesses offering data processing, training, or maintenance services also qualify.
Is this program available nationwide?
The program is available in most U.S. states, including CA, TX, FL, NY, and many others. Some admitted markets are available based on state and risk type.
What coverage limits are offered?
Limits are available up to $5,000,000 per occurrence and $5,000,000 general aggregate, providing ample protection for a wide range of tech businesses.
Are software copyright infringement claims covered?
Yes, optional coverage for software copyright infringement is available and can be added depending on client needs.
What is the minimum premium for this program?
Minimum premiums vary depending on the size and nature of the account. Contact underwriting for a specific quote.
Need help placing an account? Connect with a market specialist.