Umbrella and Excess Casualty Insurance Solutions from Continental Risk / Continental Marine Insurance Services
If you're looking to place Umbrella and Excess Casualty Insurance for your clients, Continental Risk / Continental Marine Insurance Services offers access to a wide array of domestic and international markets. Whether the account is small or large, we can help you find competitive coverage solutions tailored to your client’s risk profile and industry.
Ideal Accounts and Target Classes
Our program is designed to meet the needs of diverse industries and operations. We target a broad range of classes, including but not limited to:
- Auto buffer layers and small auto fleets
- Cosmetics and personal care manufacturers
- Farm and contractor equipment rental operations
- Commercial and residential contractors
- Farm and ranch businesses
- Forest products: pulp, paper, lumber, and wood processing
- Habitational risks: apartments, condos
- Heavy industrial operations and machine shops
- Recreational facilities and resorts
- Sporting goods manufacturers and retailers
- Special event organizers and venues
- Truck and trailer manufacturers
If you have clients in other industries, we encourage you to reach out—our market relationships may still offer a fit.
Coverage Highlights and Advantages
Our Umbrella and Excess Casualty Insurance offerings provide flexible protection that sits over your clients’ primary liability policies. We support both follow-form excess over occurrence and claims-made forms, giving you the flexibility to design layered coverage for complex risk profiles.
This type of coverage is ideal for clients needing additional limits to satisfy contractual requirements or to protect against catastrophic liability exposures. Whether your client is a mid-sized manufacturer, a regional contractor, or a hospitality business hosting high-traffic events, we can help you secure the excess capacity needed to safeguard their assets.
Underwriting Notes and Minimum Premiums
Minimum premiums and carrier selection vary based on risk class, limit requirements, and jurisdiction. Our experienced underwriting team works closely with agents to structure terms that match the insured's operations and coverage goals. We can entertain both single-location and multi-state operations, and we are equipped to tackle layered programs as needed.
Our access to both admitted and non-admitted markets allows us to craft solutions for standard and hard-to-place risks alike.
Territories and Availability
We are licensed or have market access in nearly all U.S. states, including:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Why Work With Continental Risk / Continental Marine Insurance Services?
As an experienced Excess & Surplus Lines Broker, Continental Risk / Continental Marine Insurance Services brings deep market access and underwriting insight to every submission. We are committed to helping agents and brokers win accounts by offering responsive service, flexible options, and competitive pricing across a wide range of industries.
Whether you're trying to place a contractor with auto exposure or a manufacturer needing additional limits beyond their GL, we’re here to support you with the right coverage solutions and market access.
Frequently Asked Questions
What types of accounts are a good fit for this Umbrella and Excess Casualty program?
We target a wide variety of industries, including contractors, manufacturers, habitational risks, recreational facilities, and more. Both small and large accounts are welcome.
Can you write excess coverage over both occurrence and claims-made primary policies?
Yes, we offer follow-form excess coverage over both occurrence and claims-made forms, depending on the underlying policy structure.
Are both admitted and non-admitted markets available?
Yes, we have access to both admitted and non-admitted markets, giving us flexibility to place standard and harder-to-place risks.
Is there a minimum premium requirement?
Minimum premiums vary based on the specific account, industry class, and coverage limits required. Contact our office for underwriting guidance.
In which states is this program available?
We can write business in nearly all U.S. states, including CA, TX, FL, NY, and many others. Reach out to confirm availability in your client’s location.
Need help placing an account? Connect with a market specialist.