Monoline Workers’ Compensation Insurance from Don R. Jensen & Company
Since 1931, Don R. Jensen & Company has been a trusted wholesale broker helping independent agents and brokers place competitive monoline workers’ compensation coverage. With nearly a century of experience, we focus on tough-to-place accounts and offer access to markets rated A- or better by AM Best.
Target Industries and Ideal Accounts
Our program fits a broad range of industries, including:
- Artisan contractors
- Construction
- Healthcare and medical staffing
- Hospitality
- Retail & wholesale
- Social services
- Transportation
We place accounts ranging from new ventures with no prior coverage to long-standing businesses with elevated experience modification factors. We also write multi-state exposures through admitted and non-admitted markets, depending on the state and class.
Program Advantages
- Access to top-rated carriers (A- or better by AM Best)
- In-house binding authority with select markets for faster placement
- Underwriters experienced in handling higher-risk or complex accounts
- Fast turnaround — some markets deliver quotes within 24 hours when submissions are complete
Examples of clients that fit our appetite: a regional contractor adding crews across several states, or a medical staffing firm with prior losses that needs an experienced market willing to consider higher mods. We work with you to match the account to the appropriate carrier or market panel.
Premium Range and Underwriting Notes
- Minimum premium: $2,000 for most classes
- Account premiums typically range from $2,500 to well over $1,000,000, depending on class and exposure
For the fastest response, submit complete information: current/mod history, payroll breakdown by class, loss runs, and details on any multi-state operations. Our underwriters will scope appetite and guide you to the best market options.
Territories and Admitted Status
This monoline workers’ compensation program is available in most U.S. states, including CA, TX, FL, NY, IL, and PA. We place business through both admitted and non-admitted carriers depending on the state and class.
Why Partner With Don R. Jensen & Company?
As a wholesale broker with deep roots in workers’ compensation, Don R. Jensen & Company brings market access, technical underwriting support, and fast service. We help agents grow their books by providing tailored solutions for higher-mod accounts, new ventures, and complex multi-state risks — business many markets decline.
For more information about Don R. Jensen & Company and our coverage options for monoline contractors workers’ compensation insurance visit www.drjco.com.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is well-suited for artisan contractors, construction firms, healthcare providers and staffing firms, social service organizations, transportation companies, and retail/wholesale operations — particularly those with new ventures, high experience mods, or multi-state payrolls.
Is prior coverage required to qualify?
No. We can consider new ventures and businesses with no prior workers’ compensation coverage, subject to class, payroll, and underwriting review.
What is the minimum premium for this program?
Most classes start at a $2,000 minimum premium. Account size and class determine final pricing, which can range up to and beyond $1,000,000 in annual premium.
How quickly can I get a quote?
With a complete submission — including loss runs, payroll detail by class, and mod history — select markets often provide quotes within 24 hours.
In which states is this program available?
We offer workers’ compensation coverage in most U.S. states, including CA, TX, FL, NY, IL, and many others. Availability depends on class and admitted status; contact us to confirm for your client’s state.
Need help placing an account? Connect with a market specialist.