Professional Liability Solutions for Allied Insurance Professionals
Eastern Special Risk Insurance Agency offers a focused program tailored to the exposures faced by allied insurance and legal support service providers. Whether your client needs professional liability only or a combined professional and general liability package, this program delivers flexible, competitive solutions placed through Lexington Insurance Company.
Ideal Accounts and Appetite
This program targets professionals who provide evaluation, inspection, or investigative services to insurers, attorneys, and government agencies. Typical classes include:
- Insurance Adjusters and Appraisers
- Insurance Inspection Services
- Auditors
- Private Investigators
- Public Records Researchers
- Attorney Support Services (litigation support)
- Process Servers
If your client performs third-party evaluations, field inspections, investigative work, or litigation support for carriers, law firms, or public agencies, this program is designed for those exposures.
Coverage Highlights and Advantages
The Allied Insurance Professionals program offers broad professional and general liability coverages structured for the real-world risks of these service providers. Highlights include:
- Limits available up to $1,000,000 per occurrence / $3,000,000 aggregate
- Options for Professional Liability only, or Professional plus General Liability
- Coverage for errors, omissions, and allegations of negligence arising from professional services
- Flat-rate and excess-limit options for qualified accounts
- Low minimum premiums to keep coverage accessible for small and mid-sized operations
Underwriting Notes and Minimum Premiums
Eastern Special Risk partners with agents to quickly assess and quote eligible risks. Underwriting emphasizes documented scope of services, quality controls, and risk-management practices. Accounts with clear engagement letters, sample reports, and demonstrated procedures for verification and supervision generally receive more favorable consideration.
The program features low minimum premiums and may use flat-rate pricing for certain classes. Each account is individually underwritten; specific pricing depends on operations, payroll/revenue, and loss history.
Territories and Availability
This program is available in all 50 states and the District of Columbia, so you can place locally or for clients that operate across state lines.
Why Work With Eastern Special Risk Insurance Agency?
Eastern Special Risk is a general agency with deep experience placing professional liability for niche service providers in the insurance and legal support markets. They combine targeted underwriting insight with responsive service, and they have placement access to Lexington Insurance Company for admitted/non-admitted solutions as appropriate.
Use this program when you need a market that understands the nuances of inspection, appraisal, investigative, and litigation support work — including hybrid roles that mix field work and research. You might have a client who runs a small team of multi-state adjusters handling property claim inspections, or a process server who also performs public-records research; both are examples of accounts this program is built to address.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is targeted to insurance adjusters, appraisers, inspectors, auditors, investigators, process servers, public-records researchers, and other allied professionals who provide services to the insurance and legal industries.
Can I get coverage for both professional liability and general liability?
Yes. Policies can be written for professional liability only, or bundled with general liability depending on the client's operations and exposure.
What is the minimum premium for this program?
The program offers low minimum premiums and flat-rate options for certain classes; final pricing depends on the services offered, size of the operation, and underwriting review.
Is this program available in my state?
Yes. The program is available in all 50 states and the District of Columbia.
Who is the carrier behind this coverage?
Coverage is provided through Lexington Insurance Company, a recognized specialty market carrier.
Need help placing an account? Connect with a market specialist.