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Education Insurance Services
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Education Insurance Services
Contact Us
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Independent Schools

Finding the right coverage for an Independent School can be challenging. Your clients need protection tailored to their unique exposures—ranging from athletics and student well-being to sensitive areas like sexual misconduct, discrimination, and harassment. Selecting the right insurance partner is just as critical as choosing the right faculty, facilities, or curriculum.

Comprehensive Protection for Independent Schools

At Education Insurance Services (EIS), we’ve developed a specialized insurance program designed exclusively for Independent Schools. This comprehensive package, created in partnership with United Educators—a risk retention group that is 100% focused on the education sector—ensures your clients receive coverage aligned with the risks they regularly face.

Your client goes above and beyond for their students and staff. Who goes above and beyond for your client?

The EIS Independent School Focus package delivers broad protection with limits and options built around the operational realities of private and independent educational institutions.

Program Highlights and Coverages

Our tailored program includes both liability and property coverage, addressing day-to-day risks as well as more complex liability exposures: • Educators Legal Liability up to $11 million
• Primary General Liability up to $1 million
• Fiduciary Liability up to $5 million
• Excess General Liability up to $10 million
• Business Income Protection
• Real and Personal Property Coverage
• Employment Practices Liability
• Security Guard Liability
• Discrimination and Harassment Coverage
• Employee Benefits/ERISA Liability
• Athletic Liability
• Sexual Molestation and Abuse Coverage
• Alcohol-Related Claims
• Educational Malpractice
• Boarding School Coverage
• Allied Health Professional Liability
• Compensatory Damages
• Errors and Omissions
• Associated Defense Costs
• Civil Penalties Related to Prohibited Transactions We also offer commercial auto and workers compensation. Our commercial auto provides up to $1 million in coverage for a combined single limit, and our workers comp coverage is guaranteed cost—giving schools predictable budgeting and peace of mind.

Ideal Accounts and Appetite

This program is designed for private and independent K-12 schools, including day schools and boarding schools. It’s especially well-suited for institutions with robust extracurricular programs, athletic departments, or on-campus housing. You might have a client operating a private boarding school with dormitories and athletic facilities, or a preparatory academy with high student engagement. These are ideal fits for this program.

Territories and Market Access

Our Independent Schools program is available in the following states: AL, AK, AZ, AR, CA, CO, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, DC, WV, WI, WY. We offer access to both admitted and non-admitted markets, depending on the state and specific risk profile.

Why Work With Education Insurance Services?

As a Managing General Agency with deep expertise in educational institutions, EIS is uniquely positioned to support agents and brokers working with independent schools. Our exclusive partnership with United Educators ensures your clients benefit from a carrier solely dedicated to education-sector risks. You'll also have access to responsive underwriting and knowledgeable support that understands the nuances of school operations. If you're interested in learning more about our Independent Schools program and how we can help you better serve your clients, contact us today.

We understand the issues that are most important to Independent Schools!

Frequently Asked Questions

What types of accounts are a good fit for this program?

Private and independent K-12 schools, including day and boarding schools, are ideal. Schools with athletics, dormitories, or specialized programs benefit most from the coverage options.

Is this program available nationwide?

It is available in most states, including CA, TX, FL, NY, and many others. Please check with us for availability in your client’s specific location.

What makes this program different from standard commercial packages?

This program is built specifically for schools and includes education-sector coverages like educators legal liability, sexual misconduct, and educational malpractice that typical packages often exclude.

Can I access this program if I’m not appointed with United Educators?

Yes. As the exclusive provider of the Independent School Focus package from United Educators, EIS can offer you access without direct appointment.

Are both property and liability coverages included?

Yes. The program offers a comprehensive package that includes both property and a wide range of liability protections tailored to independent schools.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
    All Available Markets
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    -
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

7700 Wisconsin Avenue, 500
Bethesda, MD 20814
260-630-6792
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APPLICATIONS

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Education Insurance Services has other insurance programs like Cyber Liability for Educational Institutions.