Empire Underwriters, LLC
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Empire Underwriters, LLC
Contact Us
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Commercial BOP/GL and Property Insurance Package

Commercial businesses are constantly looking to save money where they can. They also want to protect their company as well as it assets from accidents that could cause financial pitfalls. Empire has a comprehensive solution to better help you clients protect their company’s.

Empire has put together a Commercial BOP / General Liability and Property Insurance program to help combine programs and save your clients money. Also, with this new program Empire has the ability quote, bind, and issue new accounts in house, this will allow you to help your clients quickly and more reliably.

Please contact us at 800-758-8113 to speak to our experienced brokers about your Commercial BOP/GL and Property Insurance Package accounts.

Program Highlights:

  • 4 Hour Indications/Quotes!
  • Same Day Bind and Issuance of Policy!
  • $1,000,000 / $2,000,000 CGL Limits
  • Excess Liability up to $5,000,000
  • In -House Authority ON PROPERTY Up to $5,000,000 Total Value any one Location
  • Higher Property Values to $25,000,000 Submit – Fast Approval
  • Broad Class Code Acceptance

*Property Coverage for Building, Business Property, Contractors Equipment, Business Income and/or Extra Expense

Program Features:

  • A.M. Best Rated AXV Carrier
  • $500 Minimum Premium
  • $500 Minimum Deductible
  • ISO Form GL

Coverages Available:

  • Property and Inland Marine Coverage: Basic Form Coverage and Broad Form Coverage Available$5,000,000 per location available for Buildings, Contents, and Business Income
  • $250,000 sub-limit on Contractor’s Equipment and Tools (owned, leased or rented to others)
  • Extensions of coverage:
    • $25,000 blanket limit on Fire Extinguishing System Expense
    • Lock Replacement; Outdoor Signs; Outdoor Trees Shrubs, Plants and Lawns; and Tenant Move Back Expense
    • $10,000 sub-limit on: Back up of Sewers and Drains; Employee Dishonesty; Forgery or Alteration
    • $5,000 sub-limit on: Money and Securities; Spoilage due loss of Refrigeration

Target Contractor Classes: (Not a Complete List)

  • Apartments
  • Appliance Distribution
  • Auto Parts Distribution
  • Barber / Beauty
  • Bed & Breakfast
  • Boarding and Rooming Houses
  • Buildings or Premises
  • Condominiums
  • Funeral Homes
  • Gas Stations
  • Gun Clubs
  • Hardware Distribution
  • Health & Sport Clubs
  • Health Clubs
  • Home Improvement
  • Hotels / Motels
  • Mailing or Addressing Companies
  • Mini-Golf
  • Mobile Home Parks or Courts
  • Museums
  • Office Buildings
  • Open Air Parking Lots
  • Plant Nurseries
  • Printers
  • Restaurants
  • Retail Stores
  • RV Parks
  • Shopping Centers
  • Taxidermists
  • Theatres
  • Truckers
  • Upholsterers
  • Vacant Land & Property
  • Warehouses

Target Contractor Classes:

Artisan Contractors of all kinds including Sewer Contractors, Roofers, Sign Erectors, Painters, Drywallers, Plumbers, Septic Tank Cleaners, HVAC, Appliance Installers, and Metal Erectors.

Property: Basic Form Coverage and Broad Form Coverage Available

Extensions Available: Outdoor Signs, Lock Replacement, Fire Extinguishing System Expense, Sewer Backup, Employee Dishonesty, Money & Securities, Food Spoilage, Forgery Alteration.

Submission Requirements:

  • Acord 125 and 126 for GL
  • Acords for Property / Equipment when Applicable
  • Supplemental

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    As high As A-XV Rated Carriers
  • Commission:
  • Min Premium:


Request a Quote Now!



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Empire Underwriters, LLC has other insurance programs like “Tough” or Difficult to Place Risks Program.