Mono-Line Workers Compensation Insurance from Empire State Brokerage Svcs LLC
Empire State Brokerage Svcs LLC offers a flexible Mono-Line Workers Compensation program that helps independent agents and brokers place standalone statutory workers compensation coverage. We focus on solutions for a wide range of industries and risk profiles—from new ventures to established businesses—across the Northeast and select Southeastern states.
Ideal Accounts and Appetite
The program accommodates a broad mix of class codes, including hard-to-place and higher-exposure classifications. Typical accounts that fit well include:
- Construction contractors and subcontractors
- Manufacturing and light industrial operations
- Transportation and trucking firms
- Professional Employer Organizations (PEOs)
- Service-related businesses and specialty trades
Examples: you might have a client launching a small construction company in New Jersey that needs direct-billed workers comp, or a mid-sized transportation firm in Pennsylvania seeking mono-line statutory coverage—this program is structured to handle those placements.
Coverage Highlights and Advantages
- Statutory workers compensation coverage where required by law
- Accessible for a wide range of class codes, including difficult-to-place industries
- Low minimum premiums starting around $1,000 (varies by carrier and account)
- Direct-bill options to simplify client billing and servicing
- Flexible down payment structures to help clients manage cash flow
- New ventures and startups are eligible
- Retail producer commissions available (varies by carrier)
Underwriting Notes and Minimum Premiums
We partner with multiple national and regional carriers to match accounts to the market best suited to the risk and premium size. Minimum premiums typically start at $1,000 and will vary by carrier and the size/complexity of the account. Our underwriters evaluate payroll, class codes, loss history, and risk-control measures when assessing submissions.
Territories and Availability
This Mono-Line Workers Compensation program is available in Connecticut, Florida, Georgia, Massachusetts, New Jersey, New York, Pennsylvania, and Rhode Island. We provide access to both admitted and non-admitted markets depending on carrier appetite and state jurisdiction.
Why Work With Empire State Brokerage Svcs LLC
As an experienced Excess & Surplus Lines broker, Empire State Brokerage Svcs LLC leverages a broad carrier network to help you place challenging workers compensation business. Our markets include Guard, Rochdale, Wesco, Technology, Security National, Sparta, Star, Williamsburg National, Zurich, Travelers, Hartford, and various trust programs. We assist retail agents by navigating underwriting requirements, identifying competitive markets, and accelerating placement so you can grow your book of business with tailored workers compensation solutions.