Ideal Accounts and Appetite
This program is built for businesses transporting high-risk materials. Target classes include:
- Petroleum and chemical haulers
- Compressed gas transporters
- Waste oil and sludge carriers
- Remediation contractors
- Medical waste and contaminated soil haulers
- Asbestos and solvent transporters
- Liquid asphalt and PCB fluid handlers
Accounts involving radioactive materials, explosives, fireworks, military ordnance, or large objects such as cranes or oil field equipment are ineligible.
Coverage Highlights and Advantages
Coverages:
• Auto Liability • Auto Physical Damage • Excess Auto Liability
• Motor Truck Cargo • Commercial General Liability (CGL) for truckers
Key policy endorsements include:
- ISO Broadened Pollution Form CA 99 48 10 01
- MCS-90
- All necessary state filings
- FHWA BMC-91x Filing
Underwriting Notes and Driver Qualifications
Available terms include $1,000,000 combined single limit (CSL), with Excess Auto limits up to $4,000,000 in excess of $1,000,000. Primary coverage is written through Arch Insurance Group. Excess Auto coverage is placed with members of W.R. Berkley companies, both carrying strong A.M. Best ratings ("A" XV and A+ XV, respectively).
Driver Qualifications (Minimum):
• CDL for two years with proper endorsements
• 23 years of age minimum
• No more than two combined violations and/or accidents in the past three years
Territories and Availability
This program is available in all U.S. states except Massachusetts (MA) and Alaska (AK). All required state filings are handled as part of the program. It is written on a non-admitted basis but supported by carriers with excellent financial strength and environmental expertise.
Why Work With Freberg Environmental Insurance
FEI is a trusted program administrator with deep roots in the environmental insurance space. Their underwriting team understands the nuances of hazardous materials transportation and offers responsive service to help agents place complex risks with confidence. With broad geographic reach, tailored coverage options, and strong carrier backing, FEI is a reliable partner for agents with clients in the environmental trucking sector.
You might have a client who hauls medical waste across multiple states or a remediation contractor transporting contaminated soil from job sites—this program is designed to handle those risks efficiently and effectively.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for haulers of petroleum, chemicals, medical waste, contaminated soil, and other hazardous materials. Remediation contractors and waste transporters are also a strong fit.
Are there any types of cargo that are not eligible?
Yes, the program excludes radioactive materials, Class I explosives, fireworks, military ordnance, and large objects like cranes or oil field equipment.
Which states is this program available in?
The program is available in all U.S. states except Massachusetts (MA) and Alaska (AK).
What are the minimum driver requirements?
Drivers must be at least 23 years old, have held a CDL with proper endorsements for at least two years, and have no more than two combined moving violations or accidents in the past three years.
Who are the carriers backing this program?
Primary coverage is written through Arch Insurance Group (A.M. Best “A” XV). Excess Auto coverage is underwritten by members of the W.R. Berkley companies (A.M. Best “A+” XV).
Need help placing an account? Connect with a market specialist.