Cyber Security Insurance

Cyber Security Insurance Program from First Choice Insurance Intermediaries, Inc.

First Choice Insurance Intermediaries, Inc. offers a comprehensive Cyber Security Insurance program designed to help agents and brokers place accounts with growing cyber liability exposures. With access to top-rated carriers and broad nationwide availability, this program provides both First and Third Party coverage options for businesses of all sizes across a wide range of industries.

Ideal Accounts and Target Industries

This program is ideal for virtually any business that uses email, internet access, or stores electronic records containing sensitive customer or employee data. If your client relies on digital infrastructure to support operations, they likely have a cyber liability exposure that merits coverage.

Target classes include, but are not limited to:

• Professional service firms (e.g., legal, accounting, consulting)
• Retailers and e-commerce businesses
• Healthcare providers and medical offices
• Educational institutions
• Financial services firms
• Manufacturers with connected systems

Example: You might have a mid-sized law firm client that stores confidential client information electronically and communicates via email. This is a strong fit for the program due to the high risk of ransomware and data breaches.

Coverage Highlights and Advantages

Our Cyber Security Insurance policies are crafted to address a wide range of digital threats. Coverage is available on either an admitted or non-admitted basis, depending on the state and risk profile.

• Loss of Digital Assets Coverage
• Non-Physical Business Interruption and Extra Expense
• Cyber Extortion
• Cyber Terrorism
• Security Event Costs

• Network Security and Privacy Liability
• Employee Privacy Liability
• Electronic Media Liability

Underwriting Notes

Deductibles start at $2,500 and can be customized based on the insured’s needs and risk profile. Our underwriters are experienced in evaluating cyber risk across various industries and can help tailor quotes to meet specific client exposures.

This program is flexible and suitable for both small businesses seeking basic protection and larger organizations in need of more complex cyber risk solutions.

Territories and Availability

Our Cyber Security Insurance program is available in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, and WI.

Coverage is offered on either an admitted or non-admitted basis depending on the jurisdiction and carrier.

Why Work with First Choice Insurance Intermediaries, Inc.?

As a wholesale broker specializing in niche and emerging risks, First Choice Insurance Intermediaries, Inc. provides agents and brokers with access to competitive cyber liability markets and responsive service. We understand the evolving nature of cyber threats and offer the tools and expertise to help you protect your clients from costly digital exposures.

Whether you're looking to place a standalone cyber policy or add cyber coverage to an existing package, we can help you find the right solution tailored to each insured’s unique risk profile.

Frequently Asked Questions

Need help placing an account? Connect with a market specialist.