Ideal Accounts and Appetite
This program is ideal for a wide range of hospitality clients, including:
- Hotels and motels
- Resorts and destination properties
- Full-service and boutique hotels
- Franchise and independently owned hospitality operations
Whether you’re placing coverage for a single-location hotel or a multi-location hospitality group, this umbrella solution is built to handle complex risk profiles with ease. You might have a client with multiple properties across several states or a resort offering on-site liquor and valet services—this program is designed to accommodate those exposures.
Coverage Highlights and Advantages
Our Hospitality Umbrella Program includes robust coverage features that go beyond basic liability protection. Key benefits include:
- Follow Form Auto Liability
- Follow Form Liquor Liability
- No Exclusion for Assault & Battery
- No Exclusion for Sexual Abuse & Molestation
"FIVE STAR" Coverage Suite Includes:
- Per Location Aggregate Limits
- Pollution Liability Enhancements
- Third-Party Discrimination Coverage
- Professional Liability Protection
- Strategic Response Coverage
- $250,000 in Strategic Response Coverage (outside policy limits)
Underwriting Notes and Minimum Premiums
With low minimum premiums, this program offers competitive pricing across all umbrella limits. Instant indications make it easy to respond quickly to client needs. Minimum premiums by limit include:
- $5M – $1,000
- $10M – $1,500
- $15M – $2,000
- $25M – $2,500
- $50M – $4,000
- $100M – $6,200
Territories and Availability
This program is available in nearly all U.S. states, including but not limited to: CA, FL, TX, NY, IL, and GA. In total, coverage is offered in 49 states plus Washington, D.C., making it a strong option for multi-state hospitality risks.
Why Work With Great Point Insurance?
As a specialized Program Administrator, Great Point Insurance focuses on niche liability programs tailored to specific industries like hospitality. Our streamlined submission process, instant quoting platform, and broad underwriting appetite make us an ideal partner for placing challenging or large-scale hospitality accounts. With value-added enhancements and competitive pricing, our umbrella program helps agents meet the evolving liability coverage needs of their hospitality clients.
Get started today—quote, bind, and issue instantly at www.UmbrellaPro.com.
Frequently Asked Questions
What types of hospitality accounts are eligible for this umbrella program?
Eligible accounts include hotels, motels, resorts, and full-service or boutique properties. Both franchise and independently owned operations are welcome.
Can I quote and bind coverage instantly?
Yes, the program offers instant pricing indications and allows agents to quote, bind, issue, and invoice policies directly through www.UmbrellaPro.com.
Are high-limit umbrella options available?
Yes, limits are available up to $100M, with competitive minimum premiums starting as low as $1,000 for $5M in coverage.
Is coverage available for multi-location risks?
Yes, the program includes Per Location Aggregate Coverage, making it suitable for clients with multiple properties.
Does the program exclude Assault & Battery or Sexual Abuse & Molestation?
No, there are no exclusions for Assault & Battery or Sexual Abuse & Molestation, making the coverage broader than many standard umbrella policies.
Need help placing an account? Connect with a market specialist.