Overview of the Program From Halcyon Underwriters
EPLI coverage protects employers from claims made by employees alleging discrimination (based on sex, race, age, disability, etc.), wrongful termination, harassment, retaliation, and other employment-related issues such as failure to promote. At Halcyon Underwriters, we provide access to multiple admitted carriers, giving you flexibility and options to tailor coverage for your clients’ specific employment liability exposures.
Ideal Accounts and Appetite
This program is designed for a wide range of commercial clients, including small to mid-sized businesses across industries such as healthcare, hospitality, retail, manufacturing, and professional services. We can accommodate both new ventures and established businesses with clean or complex employment histories.
You might have a client who owns a growing restaurant chain and is concerned about wrongful termination claims, or a tech startup facing potential discrimination allegations during rapid hiring phases—these are great fits for this program.
Coverage Highlights and Advantages
- Discrimination (age, race, gender, disability, etc.)
- Wrongful termination and retaliation
- Sexual harassment and hostile work environment
- Failure to promote and negligent evaluation
- Third-party EPLI available in select markets
With access to multiple top-rated markets, we can help you design the right solution for your client’s size, operations, and risk profile.
Underwriting Notes and Minimum Premiums
The minimum premium for this program typically starts at $15,000. We evaluate each risk individually and work with our carrier partners to structure coverage that fits both the client’s needs and budget. Submission quality and current HR practices will play a key role in underwriting decisions.
Territories and Availability
Halcyon Underwriters offers this EPLI program in all 50 states plus Washington, DC. Regardless of where your client is located, we can help you find a solution through our nationwide reach and extensive carrier relationships.
Why Work With Halcyon Underwriters
As a trusted wholesale broker, Halcyon Underwriters brings deep market access, experienced underwriting support, and dedicated service to help agents place EPLI business confidently. With our strong relationships across multiple admitted carriers, we can help you find competitive terms and responsive claims handling for your insureds.
For additional information, please contact Jason Mata at
[email protected]
.
We encourage you to visit our website at
www.halcyonuw.com
to learn more about what our company can offer to meet your insurance needs.
Frequently Asked Questions
What types of accounts are a good fit for this EPLI program?
This program fits a wide range of businesses, especially those in healthcare, hospitality, retail, and professional services with at least moderate exposure to employee management risks.
Is this program available nationwide?
Yes, Halcyon Underwriters offers this EPLI program in all 50 states and Washington, DC.
What is the minimum premium for this EPLI program?
The typical minimum premium starts at $15,000, depending on the risk characteristics and size of the account.
Can new businesses or startups qualify for this coverage?
Yes, we can consider new ventures, especially if they have sound HR practices and management controls in place.
What markets does Halcyon Underwriters work with for EPLI?
We have access to multiple top-rated admitted carriers, giving agents flexibility to find the right coverage for their clients.
Need help placing an account? Connect with a market specialist.