Parish Heacock Insurance partners with nationally recognized, “A”-rated carriers such as Great American Insurance Company and Infinity Insurance Company to deliver dependable coverage for collector vehicles. Whether your client has a single antique car or a collection of street rods, Parish Heacock is built to support these specialized risks.
Top 10 Reasons to Work with Parish Heacock
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"Agreed Value" Coverage – In the event of a total loss, your client receives the full insured value of the vehicle with no depreciation applied.
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Zero Deductible Options – Policies can be written with no deductible on comprehensive and collision coverage.
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$25,000 Automatic Coverage for New Classics – Newly acquired classic cars are automatically covered for up to 30 days.
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Towing & Labor Coverage – Covers roadside labor and towing expenses during a breakdown.
- One Liability Charge – Liability coverage is charged only for the first vehicle; additional vehicles are covered at no extra liability premium.
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Nationwide Claims Service – Claims can be settled anywhere in the U.S., ensuring fast and fair service no matter where your client is located.
- Credit Card Payment – Premiums can be paid conveniently via credit card.
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Your Claim Advocate – The Parish Heacock team works to make sure claims are handled promptly and fairly.
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Industry Expertise – The company is staffed by true car enthusiasts who understand the intricacies of collector vehicles.
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Established & Trusted – Backed by Heacock Insurance Group, a firm with over 100 years of experience.
Eligible Vehicle Types
Vehicles that typically qualify include:
- Antique Collectors
- Street Rods
- Racecars – (Storage, Transit, and Paddock Only)
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This program is designed for limited-use vehicles. Parish Heacock offers flexible mileage options to suit your clients’ needs.
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Mileage Programs Available:
- 1,000 miles per year
- 3,000 miles per year
- 5,000 miles per year
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Underwriting and Appetite
This program is ideal for vintage and collector vehicles used on a limited basis—such as weekend drives, car shows, or exhibitions. Vehicles used for daily commuting or business purposes generally do not qualify. Policies are written on a non-admitted basis through trusted carriers, with underwriting focused on preserving the value and integrity of collector cars.
Territory and Availability
Parish Heacock’s Collector Car Insurance program is available in most states, including AL, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SD, TN, TX, UT, VT, VA, WA, WV, and WI. Agents across these territories can access the program to serve a wide range of collector car clients.
Why Partner with Parish Heacock Insurance?
Parish Heacock Insurance is a trusted name in the collector car community. Their team brings unmatched knowledge and passion for classic automobiles, making them an excellent partner for agents seeking a reliable market. With flexible mileage plans, competitive coverage, and a claims team that understands the true value of collector vehicles, Parish Heacock stands out as a go-to solution for specialty auto risks.
Instant premium estimates are available on the Parish Heacock website. For a firm quote, simply complete the online quote request form.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for clients who own classic, antique, or collector vehicles used on a limited basis for exhibitions, hobby driving, or storage.
Can my clients get coverage for newly purchased collector cars?
Yes, the program automatically provides up to $25,000 in coverage for newly acquired collector cars for up to 30 days.
Are racecars eligible for coverage?
Yes, racecars are eligible, but only for storage, transit, and paddock coverage—not for active racing.
Is this program available in my state?
The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Check the full list for availability in your state.
What is the mileage limitation for these policies?
Parish Heacock offers three mileage plans: 1,000, 3,000, or 5,000 miles per year, depending on your client’s usage needs.
Need help placing an account? Connect with a market specialist.