Ideal Accounts and Appetite
This program is designed for environmental professionals and firms engaged in services such as:
- Environmental Testing and Auditing
- Air and Noise Monitoring
- Site Remediation
- Industrial Hygiene Consulting
- Water, Land, and Drainage Management
- Conservation and Sustainability Planning
You might have a client who conducts wetland delineation studies for developers or an engineering consultant managing soil remediation on brownfield sites—these are great fits for this program.
Coverage Highlights and Advantages
- Protection against claims of errors, omissions, or professional negligence
- Coverage structured for environmental consultants, engineers, and service providers
- Solutions for hard-to-place or unusual risks through E&S markets
- Access to a variety of carriers depending on risk profile and project scope
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on the client's operations, size, and scope of services. Insential works closely with agents to gather the right information upfront and match submissions with the appropriate market. Carriers and coverage terms may vary by state and account complexity.
Territories and Availability
This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted markets are available in some states.
Why Work With Insential?
Insential, Inc. brings deep market access and specialized knowledge in placing environmental liability and professional E&O risks. As a wholesale broker, Insential connects agents with carriers who understand the evolving risks facing environmental professionals. Their responsive team of environmental specialists supports agents from submission to bind, helping you deliver the right solutions for your clients with confidence.
Let Insential’s team help you navigate Environmental Errors & Omissions coverage today. Call 888-571-6160 to get started.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for environmental consultants, engineers, industrial hygienists, and remediation contractors providing professional services with environmental exposures.
Can this E&O coverage be combined with other environmental liability policies?
Yes, Insential can help you explore options to complement E&O coverage with other environmental or pollution liability products, depending on your client’s operations.
What information is needed to submit an account?
Typical submissions include a completed application, resumes of key personnel, a list of services provided, project history, and current insurance details. Insential can guide you through the full submission process.
Is this program available for clients in all states?
The program is available in most U.S. states, with admitted options in some jurisdictions. Availability may vary based on risk characteristics and carrier appetite.
Who are the carriers used in this program?
Carriers vary depending on the specific account, but Insential works with a wide range of A-rated markets in the E&S space to find the best fit for your client.
Need help placing an account? Connect with a market specialist.