Architects and Engineers Professional Liability Program from Intercorp
Intercorp, Inc. offers a flexible and competitive Architects and Engineers (A&E) Professional Liability program designed to help agents and brokers place coverage for a wide range of design professionals. With our extensive knowledge of A&E carrier forms and underwriting nuances, we help you match your client’s exposure with the right policy language, coverage features, and pricing structure.
We work with a variety of carriers across admitted and non-admitted markets, which allows us to tailor options that best meet your insured’s needs—whether they’re a small boutique architecture firm or a large engineering consultancy with complex contracts and multiple project types.
Ideal Accounts and Target Classes
We target a broad spectrum of A&E professionals, including both traditional and specialized disciplines. Some of our preferred classes include:
This program is well-suited for both new ventures and established firms. For example, you might have a client launching a small landscape architecture firm who needs first-dollar defense, or a large civil engineering firm seeking tiered deductibles and contract review services. We can help you place both types of accounts efficiently and competitively.
Coverage Highlights and Advantages
Intercorp understands that defense costs often make up a significant portion of A&E claims—up to half of the total cost. Our program offers options such as:
- First-dollar defense endorsements for small firms to avoid out-of-pocket defense expenses
- Tiered deductibles that reward firms with favorable loss histories
- Access to top-tier carriers that allow insureds to pre-qualify preferred counsel
- Value-added services like contract review, risk management seminars, and pre-claims assistance—often at no additional charge
Our attention to coverage language and claims handling practices ensures your insureds are well protected and supported when it matters most.
Underwriting Notes and Minimum Premiums
Minimum premiums and underwriting guidelines vary depending on the client’s size, profession, and risk profile. We help you evaluate these factors to deliver the best value for your client’s premium dollars. Our market access allows us to present multiple competitive options across different risk tiers.
Territories and Availability
This program is available in all 50 states and Washington, DC, including AL, AK, AZ, AR, CA, CO, CT, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY.
Why Work With Intercorp?
As a trusted wholesale broker with deep expertise in A&E professional liability, Intercorp provides agents and brokers with personalized service, fast turnaround times, and unmatched knowledge of carrier forms and coverage nuances. We act as a true partner to help you navigate the complexities of this line and deliver the right solutions to your clients.
To learn more about our Architects and Engineers Professional Liability program, contact us for a full list of target classes, available endorsements, and competitive quotes.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We target a wide range of design professionals, including civil, mechanical, and electrical engineers, as well as architects, landscape architects, and specialized consultants like roofing or safety engineers.
Is this program available in my state?
Yes, our Architects and Engineers Professional Liability program is available in all 50 states and Washington, DC.
Are first-dollar defense options available?
Yes, smaller firms can elect first-dollar defense endorsements, which allow them to avoid paying deductibles on defense costs.
Do you offer coverage for new ventures?
Yes, we can help place coverage for new startups and solo practitioners, depending on their background and scope of work.
Which carriers do you work with?
We have access to a variety of A&E carriers across both admitted and non-admitted markets, allowing us to offer coverage options tailored to your client’s needs.
Need help placing an account? Connect with a market specialist.