Intellectual Property Defense Insurance from Intellectual Property Insurance Services Corporation (IPISC)
Intellectual Property Insurance Services Corporation (IPISC) offers a focused Intellectual Property Defense Insurance program you can use to help clients manage the high costs of defending against IP infringement allegations. This coverage is written specifically for businesses that create, sell, or distribute products and services that could trigger litigation over patents, copyrights, trademarks, or trade secrets.
IP litigation is expensive: defense costs often exceed millions of dollars—industry averages show roughly $3.5 million for cases involving $1 million to $25 million in controversy—before any damages are considered. IPISC’s program helps protect your clients’ balance sheets and operations while they navigate complex disputes.
Ideal Accounts and Appetite
This program fits a wide range of companies across technology and manufacturing sectors, with particular strength for businesses that depend on proprietary designs, code, or branding. Target classes include:
- Technology and software firms (SaaS, embedded systems)
- Medical device and diagnostics manufacturers
- Consumer product developers and startups
- Industrial equipment and components manufacturers
- Apparel, fashion, and design-driven brands
Typical appetites include entities with clear IP assets (registered patents/trademarks or demonstrable trade secrets), active product launches, and businesses expanding into competitive markets. Accounts with ongoing, unresolved IP litigation or deliberate copying of third-party IP are generally not a fit.
Coverage Highlights and Advantages
- Legal expense coverage for defending allegations of patent, trademark, copyright, or trade secret infringement
- Options to include payment of damages up to policy limits (example structures: $10MM/$10MM subject to underwriting)
- Access to specialized defense counsel and case management support through the program
- Flexible underwriting to accommodate startups through established firms across multiple industries
- Program structure designed to preserve client operations while disputes are resolved
For agents, this means you can offer clients an insurance-backed defense strategy that reduces the risk of catastrophic legal expense and provides leverage in settlement or litigation planning.
Example Accounts
- A mid-stage software company releasing a new feature that a competitor claims infringes a patent—coverage helps pay defense counsel and gives the company time to resolve the dispute without derailing product rollout.
- A consumer-goods startup whose logo and packaging are challenged by an established brand—coverage supports defense costs and potential settlements up to the policy limits.
Underwriting Notes and Minimum Premiums
IPISC underwrites each account based on the client’s industry, type and strength of IP, revenues, and litigation history. Submissions should include:
- Business description and primary products/services
- Copies of patent and trademark registrations (or serial numbers)
- Samples or descriptions of the product, software, or designs at issue
- Details of any prior IP disputes or claims
- Licensing agreements or third-party IP clearances, if applicable
Minimum premiums vary by account characteristics and carrier partner. IPISC works with several markets to tailor limits and pricing for each risk profile.
Territories and Availability
This program is available in most U.S. states, including CA, TX, NY, FL, IL, and GA. For full state availability and any admitted/non-admitted considerations, review the IPISC company profile or the program storefront: Intellectual Property Defense Insurance.
Why Work With IPISC?
IPISC is a niche MGA devoted to intellectual property insurance. Their focused underwriting team understands the economics of IP disputes and leverages relationships with carrier partners to place complex risks. Working with IPISC gives you:
- Specialized underwriting and placement for IP exposures
- Access to markets experienced with high-cost defense scenarios
- Practical guidance on submission requirements and risk mitigation
- A partner that can move quickly on accounts where timing matters
Whether your client is a startup with patented technology or an established brand protecting its portfolio, IPISC provides a practical market for placing IP defense risk.
Need help placing an account? Connect with a market specialist.