Recreational Marine Insurance Solutions from International Special Risks
For over 20 years, International Special Risks has been a trusted partner for agents and brokers placing Recreational Marine Insurance. As a leading Brokerage General Agency specializing in marine-related risks, we bring deep expertise and access to premier marine markets to help you find the right coverage for your clients in this niche sector.
Whether your insured operates a full-service marina, sells recreational boats, builds custom vessels, or runs a sailing school or yacht club, we can deliver tailored insurance solutions to meet their unique exposures—on land and water.
Ideal Accounts and Target Classes
We work with a wide range of recreational marine businesses, including:
- Full-service marinas (dry and wet storage, haul/launch facilities)
- Boat dealerships and brokers
- Recreational boat builders and manufacturers
- Sailing schools, regatta organizers, and yacht clubs
- Marine repair facilities and related waterfront operations
If you have a client who owns a marina with dock rentals and dry stack storage, or a sailing club offering summer training programs, we have the coverage options to help you protect their operations and assets.
Coverage Highlights and Advantages
Our recreational marine program includes a broad range of coverages designed to address the specific liabilities and property exposures of marine businesses. Available options include:
For Marinas and Boat Dealers:
For Yacht and Sailing Clubs:
For Recreational Boat Builders:
Underwriting Notes
We offer flexible underwriting tailored to your client’s specific operations. Coverage can be customized depending on the size and scope of facilities, number of vessels, or nature of maritime operations. Some minimum premium thresholds may apply depending on the type of risk and state.
Territories and Availability
Our Recreational Marine Insurance program is available in most states, including coastal and inland areas. We currently offer coverage in the following states:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Admitted status is available in select states. Please contact us for state-specific availability and carrier details.
Why Work with International Special Risks?
As specialists in marine insurance, International Special Risks offers more than just access to markets—we provide industry insight, underwriting expertise, and hands-on service to help you place and maintain complex recreational marine accounts.
Our dedicated team understands the unique exposures your clients face, from dockside liabilities to builder’s risk, and we work closely with you to deliver comprehensive and competitive solutions.
To learn more about our Recreational Marine Insurance program, please reach out to our team by phone or email. We’re here to help you navigate your clients’ marine insurance needs with confidence.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for full-service marinas, boat dealers, yacht clubs, sailing schools, and recreational boat builders with land and water-based exposures.
Can this program cover both property and liability exposures?
Yes. Our program offers a wide range of coverages including commercial property, marina liability, protection and indemnity, business interruption, and more.
Is coverage available in my state?
We provide coverage in most states across the U.S. including coastal and inland regions. Admitted status is available in select states.
What information is needed to get a quote?
We typically require a completed application, loss history, and details about the insured’s operations, assets, and vessels. Contact us for specific submission requirements.
Does this program offer coverage for sailing schools or training events?
Yes. We offer tailored liability coverage for sailing schools, regattas, and sail training activities, including fleet and participant exposures.
Need help placing an account? Connect with a market specialist.