Ideal Accounts and Appetite
Our Brokerage Insurance program is designed to help agents place specialty or hard-to-place accounts across a wide range of industries. We frequently succeed with the following classes:
Industrial / Manufacturing
- Manufacturers/Roofers
- Machinery Repair
- Auto Parts Manufacturing
- Railroad Protective
- Oil and Gas Contractors
- Products Liability Risks
Errors & Omissions
- Real Estate and Home Appraisers
- Media Liability
- Data Breach/Cyber
- Insurance Agents E&O
- Allied Health Professionals
- Employment Practices Liability
- Technology Professionals
- Consultants
- Property Managers
Other Specialty Risks
- Drones / UAVs
- Foreign Liability
- Commercial Umbrella
- Environmental Exposures
- Public Officials
- Large Inland Marine
- Large Property Schedules
This is a partial list—our Brokerage Team has access to many more specialty markets and can review complex accounts that don’t fit standard underwriting boxes. Whether your client is a manufacturer with high product liability exposure or a tech consultant needing specialty E&O coverage, we can help you find a solution.
Coverage Highlights and Advantages
We work with a broad range of A-rated carriers to place coverage on a non-admitted basis. This gives us the flexibility to structure solutions for clients with unique operations, high-risk exposures, or prior claims history.
Examples of placements include:
- A roofing manufacturer with multi-state operations and elevated product liability concerns
- A drone services company needing specialized liability coverage for UAV operations
- A real estate appraiser with prior E&O claims history who needs tailored protection
Underwriting Notes
Each submission is reviewed by our experienced Brokerage Team, who will help you navigate the underwriting process and determine the best market fit. We understand the nuances of complex accounts and work with you to gather the right information to secure quotes.
Minimum premiums vary by class and carrier. Contact us with your specific risk details for a quick assessment.
Territories and Availability
We offer Brokerage Insurance coverage in the following states: AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI.
All coverage is placed on a non-admitted basis through our network of trusted E&S carriers.
Why Work With J.M. Wilson?
Founded in 1920, J.M. Wilson is a family-owned Managing General Agency with a long-standing reputation for underwriting expertise and personalized service. Our Brokerage Team is specifically trained to handle tough classes and complex risks that require deeper market knowledge and relationships.
We provide responsive service, clear communication, and access to a wide array of specialty carriers. When your client doesn’t fit the standard market, J.M. Wilson is your go-to partner for placing difficult commercial accounts.
Frequently Asked Questions
What types of accounts are a good fit for J.M. Wilson's Brokerage Insurance program?
Accounts with complex operations, high-risk exposures, or those that don’t qualify for standard markets—such as manufacturers, consultants, drone operators, or real estate professionals—are ideal for this program.
Is this program available on an admitted basis?
No. All coverage is placed with A-rated non-admitted carriers through the Excess & Surplus market.
What information is needed to get a quote?
Submission requirements vary by class but typically include a completed application, loss runs (if applicable), and a detailed description of operations. Our Brokerage Team will guide you through the process.
Can you help with risks that have prior claims or coverage gaps?
Yes. Our Brokerage Team specializes in tough-to-place risks, including those with prior losses or challenging underwriting histories.
In which states is the program available?
This program is available in AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI.
Need help placing an account? Connect with a market specialist.