The youth day camp insurance program is designed for U.S.-based youth day camp operations (those attended by campers age 19 or under) with programs dedicated to activities other than sports skill development. Coverage provided under this program includes important liability protection for the camp, including its employees and volunteers, for liability claims arising out of its operations. In addition, the program provides medical payments for participants coverage to the camp participants. Coverage is provided on an annual basis, but only applies to those camp sessions that are specifically reported.
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Eligible Operations for Youth Day Camp Insurance:
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- Academic day camp insurance
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- Math day camp insurance
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- Arts and crafts day camp insurance
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- Music day camp insurance
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- Computer day camp insurance
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- Performing arts day camp insurance
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- Creative writing day camp insurance
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- Photography/film making day camp
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- Culinary day camp insurance
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- Etiquette day camp insurance
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- Science day camp insurance
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- Inventive builder/Lego® day camp
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- Vacation bible school day camp
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Day camps/clinics for youth with an accompanied adult are eligible for this program e.g.: (parents and me camps). Ratios cannot be more than two adults per child.
Coverages Available & Program Highlights:
General Liability
- Bodily Injury and Property Damage
- Personal and Advertising Injury
- Products and Completed Operations
- Damage to Premises Rented to You
- Medical Expense (other than participants)
- Hired Auto and Employers’ Nonownerhsip
Liability (not provided while in Hawaii)
- Professional Liability
- Legal Liability to Participants
- Medical Payments for Participants
- Medical Expense Reimbursement for
Participants
- No Charge for Certificates of Insurance
Sexual Abuse Liability (optional)
Optional sexual abuse and molestation coverage (SAM) is now available. The sexual abuse and molestation coverage provides $1 million of sexual abuse and sexual molestation liability with a $1 million aggregate and liability coverage for the sums the insured becomes legally obligated to pay as damages because of loss arising out of any actual or threatened sexual abuse or sexual molestation.
Sexual Abuse Defense Cost Reimbursement Coverage (optional)
Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement
K&K Insurance Group offers sports and recreations websites offering online purchasing capabilities and commission for agents and brokers.
The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative design for our clients’ convenience.
The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts.