Marine General Liability Insurance Program from LIG Marine Managers, Inc.
LIG Marine Managers, Inc. offers a dedicated Marine General Liability Insurance package for middle-market commercial marine risks. The program combines specialized underwriting, flexible placement (admitted and non-admitted), and streamlined administration to help you place complex marine liability exposures across a wide range of classes.
Ideal Accounts and Target Classes
This program targets commercial marine accounts with annual premiums between approximately $10,000 and $150,000. Typical classes we write include:
- Boat repairers and ship repair facilities
- Diving and underwater contractors
- Dock, pier and waterfront construction companies
- Dredging contractors
- Marine and waterfront contractors
- Shipyards and boatyards
- Stevedores and longshore operations
- Terminal operators and cargo handlers
- Wharfingers and landing owners
The program is well suited for clients with specialized liability exposures tied to hull operations, marine construction, waterfront property, and cargo/terminal activities.
Coverage Highlights and Advantages
You can place coverage on a monoline basis or combine lines to create a tailored package. Key coverage components include:
Section 1 – $1,000,000 Combined Single Limit (CSL):
- Marine General Liability
- Ship Repairers Legal Liability
- Stevedores and Terminal Operators Liability
- Tankerman’s Liability
- Wharfingers and Landing Owners Legal Liability
- Protection & Indemnity (P&I) with optional crew coverage
Section 2 – Up to $4,000,000 Combined Limit (and higher):
- Hull
- Marine equipment
- Builders’ risk for marine construction
Excess/Umbrella: Limits available up to $10,000,000.
Program Advantages for Agents
- Consistent carrier panels and a single-program structure to simplify placement.
- Faster quoting and streamlined underwriting for middle-market risks.
- Dedicated claims adjuster assigned across participating carriers where possible.
- Consolidated claims handling — a single check is issued for most claims once approved by the lead carrier.
- Enhanced commission opportunities for producers delivering a steady flow of marine business.
Underwriting Notes and Minimum Premium
The program’s minimum premium starts at $10,000. LIG’s underwriters evaluate technical exposures and structure limits and endorsements to match an insured’s operations. While the appetite is broad across typical marine classes, high-hazard accounts with large environmental or pollution exposures, chronic loss history, or operations outside the middle-market scope may require referral or alternate placement.
Territories and Placement Options
The program is available nationwide — all 50 states and the District of Columbia — and offers both admitted and non-admitted placement depending on state requirements and the account’s profile. Carrier participation varies by risk and state.
Why Place Marine General Liability with LIG Marine Managers?
As a specialized Managing General Agency and Excess & Surplus Lines broker, LIG brings decades of marine experience and direct access to multiple markets. Their team offers focused underwriting, efficient turnarounds, and consolidated claims service that make it easier for you to place complex marine liability and related lines for middle-market clients.
Example accounts that fit this program
- A regional shipyard that performs vessel repair and dry-docking, seeking combined GL, ship repairers legal liability, and P&I limits.
- A marine construction contractor doing dock and pier projects and dredging work that needs builders’ risk, GL, and terminal/stevedore liability in a single placement.
Please contact us today for more information on our Marine General Liability Package Program!