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Janitorial Services

Expertise. Solution. Service.

Available Limits:
• General liability up to $1 million/$2 million
• Broad Form Property Damage Extension up to $5,000/$25,000
• Employee theft up to $100,000/$200,000
• Contractors’ equipment - $2,500 per item/$10,000 any one loss
• Rental reimbursement - $250 per day/$5,000 any one loss
• Lost key - $25,000 limit
• Excess general liability up to $5 million
• Property up to $5 million
Preferred Business:
• Commercial, office, or residential cleaning services
• Up to 20 employed workers
• Floor waxing up to 50% of total operations
• Subcontracted cleaning services up to 25% of annual sales
• Ancillary operations such as lawn maintenance, landscaping, carpet and window cleaning permitted up to 25% (combined) of annual sales
• General liability deductible is $0
• Contractors’ equipment starts at $500
• Property deductible starts at $1,000
Ineligible Risk Characteristics:
• No cleaning of mercantile establishments while open for business
• Located in AK, LA, or WV
• Handyman operations such as painting, plumbing, or carpentry
• Street cleaning or debris removal
• Insurance claim response, water removal/extraction, mold remediation, hood/duct cleaning, or pressure washing
Product Advantages:
• Admitted in most states
• Rated based upon number of full and part-time workers (no annual audit)
• Ability to build coverage to address applicant’s risk tolerance level and budget; including:
  •         • General liability only
  •         • Broad Form Property Damage Extension
  •         • Employee theft coverage
  •         • Inland marine coverage – equipment, rental reimbursement, lost key
  •         • Subcontracted work coverage
  •         • Add blanket additional insured
  •         • Add building and/or contents coverage
  •         • Excess general liability coverage at limits up to $5 million
• No general liability deductible
• Ability to consider new ventures
• Ability to consider risks that have incurred a recent loss
• Access to Business Solution Vendors, including:
  •         • Human Resources services
  •         • Pre-employment and tenant screenings
  •         • Identity Theft protection
  •         • Marketing resources

We settle for nothing less than the best choices for our clients, and we put no limit on what we can do for your client's Janitorial Services Insurance needs.

Please reach out to us today by phone or email with any questions and to discuss how we can assist in this process.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    AM Best Rating of A- or Better
  • Commission:
  • Min Premium:


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222 S Riverside Plaza, Suite 2340
Chicago, IL 60606
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