Transportation 11+ Units Program from MAXIMUM
MAXIMUM offers a Transportation 11+ Units insurance program designed to help agents and brokers place larger commercial auto risks with confidence. As a wholesale broker, MAXIMUM provides access to multiple carrier markets and tailored coverage solutions for fleets of 11 or more commercial vehicles. Whether your client runs long-haul tractors, regional refrigerated vans, or specialized flatbed operations, this program delivers flexible options to address complex transportation exposures.
Ideal Accounts and Appetite
This program is built for larger transportation risks and is ideal for:
- Long, intermediate, and short-haul trucking operations
- Intermodal transport businesses
- Flatbed haulers
- Fleets that mix company-owned vehicles and owner-operators
- Hazardous materials transporters (subject to underwriting review)
- Carriers hauling bulk commodities such as sand, gravel, or coal
- Refrigerated (reefer) and dry-van operators
Accounts that typically fit have established safety programs, formal driver hiring and training practices, and documented maintenance procedures. The program is generally not suited to fleets with fewer than 11 units or operations with severely adverse loss histories unless additional controls are in place and approved by underwriting.
Coverage Highlights and Advantages
MAXIMUM's Transportation 11+ Units program bundles core transportation protections with optional extensions so you can place multiple exposures under one program.
Core Coverages:
- Auto Liability
- Auto Physical Damage
- Excess Auto & Auto Liability
- General Liability
- Motor Truck Cargo
- Umbrella
Additional Coverages:
- Contingent Motor Truck Cargo
- Warehouseman’s Legal Liability
- Vehicle Open Lot
- Expanded Physical Damage options
- All-Risk Property
- Contractor’s Equipment
These options let you address cargo loss, vehicle damage, third-party liability, and related property exposures in a coordinated placement tailored to the insured’s operations.
Underwriting Notes and Carrier Access
MAXIMUM represents a number of carriers for this class of business, allowing placement flexibility across admitted and non-admitted markets. The Transportation 11+ Units program is positioned on a non-admitted basis in most states to provide expanded underwriting capacity and customizable terms for complex or non-standard fleets.
Strong submissions accelerate quoting. Include current loss runs (minimum 3 years preferred), a detailed vehicle schedule with units by type, driver lists and MVR profiles, and descriptions of safety programs and maintenance procedures. Where applicable, provide hazardous materials endorsements, cargo manifests, and evidence of regulatory compliance.
Territories and Program Availability
This program is available in most U.S. states. MAXIMUM supports agents across 48 states, including: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY.
Why Work With MAXIMUM?
MAXIMUM brings deep transportation expertise and broad carrier relationships to help you place larger fleet accounts. As a wholesale broker, they combine market access with focused underwriting and account servicing to tailor solutions for multi-unit operations. Their team understands operational and regulatory challenges—so they can help structure coverages, advise on loss-control improvements, and find the market fit for difficult or specialty risks.
Example fits: You might have a regional refrigerated carrier expanding to 15 trucks that needs coordinated auto, cargo, and excess placement; or a flatbed operator with mixed company and owner-operator units looking for liability, physical damage, and contingent cargo protection across multiple states. In both cases, MAXIMUM can work with you to assemble the right markets and coverage forms.
Frequently Asked Questions
What types of accounts are a good fit for MAXIMUM's Transportation 11+ Units program?
This program targets trucking operations with 11 or more units, including long-haul, intermodal, flatbed, refrigerated, and mixed owner-operator fleets. It also accommodates hazardous materials and bulk commodity haulers, subject to underwriting review.
Is this program admitted or non-admitted?
The program is non-admitted in most states, which provides underwriting flexibility and broader appetite for complex or non-standard fleet operations.
What coverages are included in the program?
Core offerings include Auto Liability, Auto Physical Damage, Motor Truck Cargo, Excess Liability, Umbrella, and General Liability, with optional extensions such as Contingent Cargo and Warehouseman’s Legal Liability.
In which states is this program available?
MAXIMUM offers this program in most U.S. states and supports agents across 48 states, including major markets such as CA, TX, FL, NY, IL, GA, and PA.
What underwriting information is needed to submit an account?
Provide loss runs, a complete vehicle schedule, driver lists with MVR details, descriptions of safety and maintenance programs, and any specific cargo or hazmat documentation. Complete submissions help speed quotes and improve market placement.
Need help placing an account? Connect with a market specialist.