The McGowan Companies
Contact Us
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The McGowan Companies
Contact Us
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Excess Auto Umbrella Insurance
McGowan Excess & Casualty
Excess Auto Umbrella Insurance

Eligible Classes:
School Bus Operators
Shuttle Buses
Ambulances Sand & Gravel
Mix in Transit
Water Haulers
Trash/Garbage Haulers
Beverage Distributors
Fuel Oil Delivery 

Commercial Umbrella Liability
Follow Form Excess Liability 

Umbrella: $1MM (Up to $100MM Available)
Excess:  We can write Excess Layers over Lead Umbrellas from $1MM—$100MM  

Required Underlying Rating:
A- / VII  (Exceptions May be Made for EL Carriers)
For more information on Excess Auto Umbrella Insurance, please contact us! 

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
  • Commission:
  • Min Premium:


Request a Quote Now!



145 Wyckoff Road, Suite, 101
Eatontown, NJ 07724


  • Application

    To Obtain Quotes:
    Pricing indications are provided with the submission of the standard Acord submission (GL, Umbrella, Worker Compensation, etc.). For firm quotes we will require:
    1.  Acord applications (GL, Umbrella, Commercial Section);
    2.  At least 5 years of loss runs for all underlying policies;
    3.  Supplemental applications (at the underwriter's discretion).
    4.  Copies of the underlying GL and AL quotes

    To Bind Coverage:
    1.  A written request to bind;
    2.  A thorough Acord submission;
    3.  At least 5 years of loss runs for all underlying policies;
    4.  Supplemental applications (at the underwriter’s discretion);
    5.  Copies of the underlying GL polic(ies).


Become A Broker
McGowan Excess & Casualty operates on an "open-brokerage" format. We do not hold our retail agents to premium or account volume requirements, so whether you place 1 account or 100 accounts with us we are always grateful for your business.

In order to become a fully-enrolled agent with McGowan Excess & Casualty, we require the following items:
(1) Copy of the agency's E&O declarations page evidencing at least $1MM in coverage;
(2) Copy of the agency's license;
(3) Updated W-9 form;
(4) Executed IPC Brokerage Agreement;
(5) Completed Brokerage Questionnaire.

Please contact our Compliance Administrator with any questions:
Heather Hysong, 800.545.1538 x3623, [email protected]

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The McGowan Companies has other insurance programs like Accident & Health Insurance.