Monarch Partners Group LLC (MPG) is a program administrator with more than 25 years’ experience placing workers’ compensation for agents and brokers nationwide. MPG specializes in distressed, high-risk, and non-standard accounts—staffing is the company’s primary focus. Whether a client is a startup, has been non-renewed, or is stuck in an assigned risk pool, MPG offers alternative market solutions that many traditional carriers avoid.
Ideal Accounts and Appetite
MPG is designed for staffing firms and other hard-to-place risks that meet the following profile:
- Premiums starting at $50,000 (POWC requires a $100,000 minimum)
- High-risk industries or challenging class codes common to staffing
- High debit Xmods or a history of significant losses
- New ventures, startups, or companies with limited prior coverage
- Accounts with prior cancellations, non-renewals, lapses, or assigned risk placements
Example scenarios you might place: a regional staffing firm with a high Xmod that has been declined by standard markets, or a startup staffing operation seeking pay-as-you-go cash flow options while keeping its own payroll processing.
Coverage Highlights and Advantages
MPG’s Staffing Workers’ Compensation program includes features that help you retain difficult accounts and improve client compliance:
- Premium-only workers’ compensation structure—no mandatory bundled payroll services
- Pay-as-you-go premium options to improve cash flow
- Access to favorable Xmod treatment via the POWC master policy
- Reduction or elimination of year-end premium audit exposure in many cases
- Availability in all 50 states plus DC
- Partnering with “A”-rated carriers (varies by submission)
- Broad acceptance of staffing-related class codes
- Optional HR, payroll processing, and funding solutions to fit client needs
With in-house underwriting and targeted risk management support, MPG delivers quick quote turnarounds and program flexibility for complex staffing placements.
Underwriting Notes and Minimum Premiums
To quote an account, provide:
- ACORD 130 application
- Three years of currently valued carrier loss runs (summaries preferred)
- Current policy declarations and rating pages
- Current Xmod sheet
- Any additional information that clarifies exposures (contracts, payroll detail, job descriptions)
Minimum premium thresholds: standard staffing programs typically start at $50,000; the POWC requires a $100,000 minimum premium. Final eligibility depends on class codes, loss history, and risk details.
Territories and Availability
MPG’s Staffing Workers’ Compensation program is available in all 50 states and the District of Columbia, allowing placement for single-state, multi-state, or regionally dispersed staffing operations.
Why Work With Monarch Partners Group LLC?
MPG brings decades of experience placing difficult workers’ compensation risks for staffing firms. As a program administrator focused on specialty markets, MPG couples deep underwriting expertise with access to multiple “A”-rated carriers (markets vary) and practical solutions such as POWC and pay-as-you-go structures. Their in-house team is set up to move quickly on quotes and to craft programs tailored to each client’s exposures.
Visit Monarch Partners Group LLC's company profile to learn more or explore the Staffing Workers’ Compensation Insurance program.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Staffing companies with projected premiums of $50,000 or more—especially those in high-risk class codes, with elevated Xmods, or recent non-renewals—are the primary targets.
How does the Payroll Opt-Out Work Comp Program (POWC) work?
POWC lets staffing firms keep their own payroll and tax processes while accessing MPG’s master workers’ comp policy, favorable Xmod treatment, and pay-as-you-go premium billing.
Do you accept new ventures or startups?
Yes. MPG’s programs can accommodate new ventures and startups, including accounts without prior coverage history, subject to underwriting review.
What documentation is needed for a quote?
Provide an ACORD 130, three years of currently valued loss runs, current policy declarations and rating pages, an Xmod sheet, and any other relevant exposure details.
Is this program available in all states?
Yes. MPG offers staffing workers’ compensation coverage in all 50 states and Washington, DC.