CondoPak is a specialized insurance package offered exclusively by New Empire Group, designed for small to medium-sized superior quality Condominiums, Cooperatives, and Community Associations. With coverage available for properties up to $25 million in total insured value, this program is ideal for agents seeking a dependable market for residential associations requiring comprehensive property and general liability protection.
New Empire Group has built this program with flexibility and speed in mind. Our responsive underwriting team provides fast turnaround times, while our broadening endorsements allow you to tailor coverage to meet your clients’ specific needs. With admitted coverage available in all listed states and backed by HDI Gerling, this program delivers a strong combination of security and service.
Program Features:
• Earthquake Coverage
• Ordinance or Law Coverage
• Backup of Sewage and Drains / Water Damage
• Equipment Breakdown
• Employee Dishonesty
• Flood - NY Only (Available everywhere shortly!)
Construction types must be Fire Resistive or Joisted Masonry—frame construction is not eligible for this program.
Through our in-house access, we can also provide additional coverages such as Commercial Umbrella Insurance Limits, Directors & Officers (D&O) Liability, Environmental Pollution Insurance, and Cyber Liability Insurance—offering agents a one-stop solution for community association risks.
Ideal Accounts:
This program is targeted toward well-maintained residential associations that meet high construction standards. Examples include:
- Superior quality condominiums in urban or suburban areas
- Mid-sized cooperative buildings with professional management
- Community associations with modern amenities and risk management protocols
Territories and Availability:
CondoPak is available in the following states: AL, CT, DE, GA, IL, IN, KY, ME, MD, MA, MI, MS, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, WV, and WI. All coverage is offered on an admitted basis.
Why Work With New Empire Group:
New Empire Group is a trusted Program Administrator with deep expertise in community association risks. Our value-added underwriting, quick response times, and access to specialty markets help agents secure competitive solutions for their clients. Whether you're placing a newly constructed condo association or a well-established cooperative, we offer the tools and support to help you succeed.
For more information about our Property and General Liability Insurance Package Program for Condominiums and the additional products that we offer at New Empire Group, please give us a call or send us an email.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for small to mid-sized condominiums, cooperatives, and community associations with superior construction quality (Fire Resistive or Joisted Masonry) and up to $25 million in total insured value.
Is frame construction eligible for coverage?
No, this program does not accept frame construction. Only Fire Resistive and Joisted Masonry buildings are eligible.
What additional coverages are available?
Agents can access optional coverages such as Commercial Umbrella, D&O, Environmental Pollution, and Cyber Liability through New Empire Group’s in-house capabilities.
Which states is the CondoPak program available in?
The program is available in 24 states, including NY, NJ, MA, GA, and more. All coverage is provided on an admitted basis.
Who is the carrier backing this program?
The program is backed by HDI Gerling, offering stable and reliable admitted coverage options.
Need help placing an account? Connect with a market specialist.