Significant expertise and infrastructure are essential when underwriting Boys and Girls Clubs Insurance. At NIF Group Inc., we understand that nonprofit and youth-focused organizations face complex exposures—often more nuanced than they initially appear. Our program is designed to support agents and brokers who serve these vital community organizations with comprehensive, dependable insurance solutions.
This specialized program provides flexible coverage tailored to the needs of Boys and Girls Clubs and similar youth-serving nonprofits. Policies extend vital liability protection to the organization itself, as well as its employees, volunteers, independent contractors, and even medical professionals who may be part of the organization’s operations. With our experience in the nonprofit sector, we make it easier for you to deliver long-term protection and peace of mind to your insureds.
Ideal Accounts and Program Appetite
This program is ideal for organizations such as:
- Boys and Girls Clubs
- Youth enrichment programs
- After-school and mentoring programs
- Community centers with youth-focused services
We are looking for well-managed nonprofits with a clear mission, documented safety protocols, and staff or volunteers who work directly with children and teens. If you have a client running a multi-site youth program with part-time staff and volunteers, or a club that hosts sports and educational activities, this program could be an excellent fit.
Coverage Highlights and Program Options
Our package policies are designed to address a full range of exposures, from property and operations to people and liability. Core coverages include:
- General Liability
- Professional Liability (including health care liability)
- Property Coverage
- Auto Liability
- Crime Insurance
- Boiler and Machinery
- Umbrella Liability
Optional enhancements are also available to help you tailor coverage more precisely to your clients’ needs:
- Employee Benefit Liability
- Equipment Breakdown
- Sexual/Physical Misconduct Coverage
- Nonprofit Directors & Officers Liability with EPLI
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on location, size of the organization, and selected coverages. Our underwriting team reviews each submission carefully to assess risk and ensure appropriate coverage design. We encourage agents to submit complete applications with full details on operations, staffing, and risk management practices to streamline the process.
Territories and Availability
The Boys and Girls Clubs Insurance program through NIF Group Inc. is available in most U.S. states, excluding Hawaii and Louisiana. We offer coverage on an admitted basis wherever applicable. Eligible states include but are not limited to: CA, NY, TX, FL, IL, PA, and WA.
Why Work With NIF Group Inc.?
NIF Group Inc. is a trusted program administrator with a proven track record in the nonprofit and social services sector. Our deep knowledge of youth-serving organizations allows us to offer responsive underwriting, flexible policy structures, and access to strong carrier partners. Agents who work with NIF benefit from our commitment to service, speed, and long-term client support.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for Boys and Girls Clubs, youth mentoring organizations, after-school programs, and similar nonprofits serving children and teens.
Are volunteers and part-time staff covered under this policy?
Yes, the policy can be tailored to include coverage for volunteers, part-time staff, independent contractors, and even medical professionals working with the organization.
Is this program available in all states?
The program is available in most U.S. states except for Hawaii and Louisiana.
Can I add coverage for sexual or physical misconduct?
Yes, optional coverage for sexual and physical misconduct is available and can be added based on underwriting approval.
What information should I include in the submission?
Include full details about the organization’s operations, staffing, safety protocols, prior claims history, and any special exposures to help expedite underwriting.
Need help placing an account? Connect with a market specialist.