For insurance buyers, insurance agents and insurance wholesalers!For insurance buyers, insurance agents and insurance wholesalers!
NIF Group Inc.
Contact Us
contact_phone Click to call
NIF Group Inc.
Contact Us
contact_phone Click to call

Social Services Insurance

Working with nonprofits and Social Services organizations comes with a unique set of risks. These accounts often appear simple due to their charitable nature, but in reality, they are complex, requiring deep industry knowledge and specialized insurance solutions.

At NIF Group Inc., we understand the intricacies of the nonprofit and Social Services sector. Our dedicated Social Services Insurance program is designed to support agents and brokers who serve this sector. With our underwriting expertise and flexible product offerings, we help you deliver tailored, comprehensive protection for your clients—whether they are running a foster care facility, community outreach program, or mental health center.

Ideal Accounts and Target Classes

Our program is built for a wide range of social service and nonprofit organizations. We work with over 25 target classes, including but not limited to: • Back to Work Programs
• Foster Care and Adoption Services
• Goodwill Organizations
• Mental Health and Counseling Facilities
• Food Banks and Soup Kitchens
• Halfway Houses
• Homeless and Transitional Shelters
• Battered Women’s Facilities
• Youth and Teen Centers
• Boys & Girls Clubs
• Head Start and School Readiness Programs
• Facilities for the Developmentally Disabled
• Community Foundations and Outreach Programs If you have a client operating a behavioral health center that employs licensed professionals or a nonprofit coordinating volunteers for food distribution, we can help tailor coverage for their specific risks.

Coverage Highlights and Advantages

Our Social Services Insurance program offers a broad portfolio of base coverages, with the ability to expand based on client needs. Coverage options include: • General Liability
• Professional Liability
• Health Care Liability
• Property Insurance
• Auto Insurance
• Crime Insurance
• Umbrella Liability
• Machinery and Boiler Insurance

Optional Coverages Include:

• Sexual and Physical Misconduct Liability
• Employee Benefits Liability
• Nonprofit Directors & Officers (D&O) Liability
• Employment Practices Liability
• Equipment Breakdown Our flexible underwriting approach allows for coverage of volunteers, independent contractors, medical professionals, and others directly involved with your client’s operations.

Underwriting Notes and Minimum Premiums

We offer personalized underwriting and can accommodate a wide variety of social service operations. Minimum premiums vary depending on the size, scope, and risk profile of the organization, but we strive to provide competitive pricing paired with comprehensive coverage.

Territories and Availability

Our program is available in all 50 states including the District of Columbia. No matter where your client operates, from California to New York, we can help you secure appropriate coverage.

Why Work With NIF Group Inc.?

As a seasoned Program Administrator, NIF Group Inc. brings deep expertise and market access to the nonprofit and social services space. We partner with top-rated carrier Liberty Mutual Insurance to provide agents with access to dependable, broad-ranging coverage. Our team is committed to delivering responsive service, expert guidance, and flexible solutions that evolve with your clients’ changing needs. Whether your client is launching a new facility or expanding community outreach services, our program is designed to support their mission—and your success.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for nonprofits and social service organizations such as foster care agencies, homeless shelters, food banks, and mental health centers.

Can volunteers and independent contractors be covered under this program?

Yes, the program offers flexibility to include volunteers, medical professionals, and independent contractors involved in your client’s operations.

Is this program available nationwide?

Yes, coverage is available in all 50 states and the District of Columbia.

Are additional coverages like D&O or EPLI available?

Yes, optional coverages such as Nonprofit Directors & Officers Liability and Employment Practices Liability can be added to the policy.

Who underwrites the policies for this program?

NIF Group Inc. administers the program in partnership with Liberty Mutual Insurance.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A
  • Commission:
    15% for accounts over 15K, 10% for smaller
  • Min Premium:
    Varies

Browse

Request a Quote Now!

CONTACT INFORMATION

LOCATION

30 Park Avenue
Manhasset, NY 11030
844-335-1616
CA License #0G56732
View Map

APPLICATIONS

AGENCY LICENSING

Agents & Producers can submit accounts directly to NIF and receive quotations with no paperwork required. Only upon order to bind will a producer agreement with NIF Group be needed along with the verifying of the proper state insurance licensing and providing evidence of errors and omissions coverage. None of our programs require a premium or volume commitment from agents.
CompleteMarkets is The Insurance Industry's Professional Network
Please Register for FREE or Sign In to contact
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.
NIF Group Inc. has other insurance programs like Acoustical Tile Installation.