Concrete Pumper Commercial Umbrella Insurance

Concrete Industry Insurance – Concrete Pumper Commercial Umbrella Insurance

Norman-Spencer Agency, Inc. offers insurance agents and brokers a long-standing, industry-specific program tailored for the concrete pumping sector. The Pumpro Program provides comprehensive coverage solutions including General Liability, Commercial Auto, Inland Marine, Property, Workers’ Compensation, and Commercial Umbrella insurance — all designed to meet the needs of concrete pumping businesses.

This program is backed by an A.M. Best “A+” rated carrier and has been trusted by over 250 concrete pumping companies nationwide. Norman-Spencer has partnered with the American Concrete Pumping Association (ACPA) for over 20 years, demonstrating their commitment and deep understanding of the industry.

• Serving concrete pumpers since 1989
• Endorsed by the ACPA for over two decades
• Currently insuring 250+ concrete pumping businesses across the U.S.
• Claims handled by adjusters with specific concrete pumping experience
• Quick quote turnaround time
• Industry-targeted loss control services

Inland Marine / Property Insurance

• Coverage for buildings, contents, and contractor’s equipment
• Leased and rented equipment, tools, and accessories
• Installation floaters and rental reimbursement
• Loss of income options available
• No exclusions for overload or boom collapse
• Optional waterborne coverage

General Liability Insurance

• No deductible required
• $5 million general aggregate with per-project aggregate option
• Blanket additional insureds
• Primary and non-contributory wording
• Blanket waiver of subrogation
• No residential exclusions

Commercial Auto

• State-specific filings as required

Workers’ Compensation

• Blanket waiver of subrogation available

Commercial Umbrella Insurance

• Umbrella limits from $1 million to $20 million

This program is designed for concrete pumping contractors of all sizes, from single-truck operators to larger regional fleets. If you have clients in the concrete industry, especially those using boom or line pumps, this program offers tailored coverage that addresses their unique risks — including equipment damage, boom collapse, liability on job sites, and loss of income scenarios.

Example: You may have a client running a fleet of concrete boom pumps across multiple states. They need high-limit umbrella coverage and blanket insured wording for general liability. This program ensures all those needs are met under one roof.

Norman-Spencer offers this program across all available markets, with access to multiple carriers. Coverage is available in all 50 states plus Washington, D.C., giving you broad placement flexibility no matter where your client operates.

With over 30 years in the concrete insurance space, Norman-Spencer understands the operational and liability risks your clients face. Their dedicated underwriters and claims team specialize in this niche, ensuring that both you and your insureds receive informed support and fast service. Their strong relationship with the ACPA and industry-wide reputation make them a trusted partner in the marketplace.

To explore more about this and other industry-specific programs, visit www.norman-spencer.com.