Workers' Compensation for Contractors from Normandy Harbor Insurance Company
Securing Workers' Compensation coverage for contractors can be challenging, especially when dealing with underwriters unfamiliar with the construction trades. Normandy Harbor Insurance Company specializes in Workers' Compensation and brings a deep understanding of contractor risks to the table. Our in-house loss control team is highly trained to identify hazards and implement safety practices that help reduce claims and long-term costs.
Ideal Contractor Classes
We actively write Workers' Compensation for a wide range of artisan and general contractors. Our appetite includes both residential and commercial operations. Some of the contractor classes we commonly support include:
- Cabinet Installation
- Commercial Remodeling
- Drywall Installation
- Electricians
- Flat Concrete Work
- HVAC Technicians
- Interior Carpentry
- Plumbing Contractors
- Residential Remodeling
- Tile Installation
- ...and many more
If you have a client who operates a small-to-mid-sized remodeling firm or an independent electrician expanding operations, our contractor-focused Workers' Comp program may be a great fit.
Program Highlights
- Dedicated in-house loss control to help clients reduce risk and claims frequency
- Carrier-underwritten program offering stability and consistency
- Tailored to the needs of Florida-based contractors
- Responsive underwriting and claims support
Underwriting Guidelines and Minimum Premium
Normandy Harbor works directly with agents and brokers to assess each contractor’s operations and risk profile. The minimum premium for this program is $3,000. We seek accounts with a strong safety culture and a willingness to engage with our loss control team. New ventures may be considered based on class and prior experience.
Territories and Admitted Status
This Workers' Compensation program is available exclusively in Florida and is written on an admitted basis. We understand the nuances of Florida’s Workers' Comp market and are equipped to help you place challenging contractor accounts with confidence.
Why Work With Normandy Harbor
As a Florida-based carrier with a focused expertise in Workers' Compensation, Normandy Harbor stands apart for its commitment to service, risk management, and contractor-focused underwriting. We don’t just write policies — we partner with you and your clients to help improve safety outcomes and long-term cost stability.
To learn more or submit a risk, contact us at 866-688-6442 or visit our company profile.
Visit our Workers' Compensation for Contractors storefront to get started.