General Liability Insurance for Lawn Care Services

Even for the most experienced lawn care professional will tell you there are time when something goes wrong and those situations may never be the fault of the business oner. They are hard to even predict let alone be prevented, sometime accidents just happen. The right General Liability Insurance for Lawn Care Services will help your clients protect their business through these times and can even keep their lawn care business afloat even in the most severe cases.

Empire Underwriters has partnered with an “A” rated carrier to build a comprehensive General Liability Insurance product designed to protect your clients from the risks and exposures associated with the lawn care business.

Please contact us at 800-758-8113 to speak to our experienced brokers about your General Liability Insurance for Lawn Care Services accounts.

Overview:

Insurance and risk management services for small- to medium-size Lawn Care Services

Market Focus:

Lawn Care Contractors General Liability program focused on small to medium contractors with less than $1,000,000 annual payroll.

Appetite:

• Commercial Lawn Care Accounts
• Residential Lawn Care Accounts

Eligible Risks:

• New construction on residential & commercial projects, including new single family homes.
• Repair or remodeling of residential & commercial projects.

Ineligible Risks:

• New construction of condominiums, condominiums conversions & townhouses (some exceptions).
• Any structures/work greater than 3 stories (some exceptions).

Coverages Available:

• Blanket Additional Insured
• Waiver of Subrogation
• Primary and Non-Contributory
• Per Project Aggregate
• Subsidence (with limitations)
• Prior Projects (with limitations)

Submission Requirements:

• ACORD Applications
• Currently valued loss runs - 3 to 5 years
• Supplemental Application
• Pollution - Project Specific Application

Do you need a General Liability Insurance quote for your Lawn Care Contractor Account?

Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately.