OnPoint Underwriting
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OnPoint Underwriting
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Mobile Home Insurance

Mobile Home Insurance Program offered by OnPoint Underwriting

OnPoint Underwriting, through Spectrum Wholesale, offers enhanced coverage for the unique exposures of the mobile home industry.  Our Mobile Home Insurance program also includes coverage for Manufactured Housing Parks and Dealers nationwide.  Through our enhanced coverage for the unique needs of the mobile home industry and excellent claims response time, OnPoint’s satisfied list of clients includes the largest consolidators of parks and dealers as well as many small owners with single locations. OnPoint has pioneered several coverage enhancements compared to other Mobile Home Insurance offerings:

OnPoint’s coverage includes liability and property, open lot, auto and umbrella policies. All carriers are “A” rated companies by the AM Best Key Rating Guide. OnPoint has underwriting and pricing authority with several companies and facilities to include but not limited to StarNet, Gemini, Lloyds (Ascot), Chartis, ACE and Allied Insurance. Through our Coverholder agreement with Lloyds of London (Ascot), we are able to place CAT property in coastal areas including Florida.

Mobile Home Insurance Coverage Highlights:

Multi-State Coverage and Competitive Rates
Coverage for Unscheduled Buildings and/or
BPP Included Up To $5,000
Business Income Coverage responds to loss of
income resulting from direct damage to nonowned
homes in your community with an actual
loss sustained form, and Optional Extended
Period of Indemnity
Debris Removal Included
Optional Coverages Available:
RV Parks
Communities with Owned Rental Units
Property Cat Exposure General Liability Rates on a per site basis for community owners
General Liability extensions giving aggregate limits per location and automatic additional insured wording.

For additional information on our Mobile Home Insurance, please contact Jackie Miller at [email protected] or (602) 494-6733 or please feel free to visit our website at www.onpointunderwriting.com

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
  • Commission:
  • Min Premium:


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8390 E. Crescent Parkway, 200
Greenwood Village, CO 80111
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OnPoint Underwriting has other insurance programs like Employment Practices Liability Insurance.