Paul Hanson Partners offers the BizCHOICE Commercial Auto Insurance Program, a flexible, competitive solution crafted for commercial auto risks. Written on admitted paper and available nationwide, the program is backed by two financially strong carriers—AIG and Zurich North America—each rated A XV by AM Best.
Overview of the Program From Paul Hanson Partners
BizCHOICE Commercial Auto Insurance is designed for a broad range of transportation-related exposures with a focus on service vehicles, artisan contractors, and specialty autos. With more than 150 eligible class codes, the program gives agents a streamlined path to quote and place many common—and some hard-to-fit—commercial auto accounts.
As a Managing General Agency, Paul Hanson Partners combines specialized underwriting expertise with responsive service to help you place unique or challenging commercial auto risks. Our underwriting team emphasizes fast turnaround, competitive pricing, and hands-on support through placement and binding.
Ideal Accounts and Appetite
BizCHOICE is a strong fit for operations such as:
- Artisan and building contractors running service fleets
- Specialty vehicles like limousines, shuttle vans, and food trucks
- Local delivery services and couriers
- Light- to medium-duty commercial trucks
- On-demand service providers (plumbing, HVAC, electrical)
Example fits: you might have a client who operates a small fleet of HVAC service vans or a neighborhood delivery business with branded cargo vans—both are likely eligible under BizCHOICE.
Coverage Highlights and Advantages
Key features of the BizCHOICE Commercial Auto Insurance Program include:
- Admitted coverage available nationwide, including all 50 states + DC
- Programs underwritten by AIG and Zurich North America (A XV, AM Best)
- Support for 150+ eligible class codes covering a wide range of commercial auto exposures
- Efficient underwriting workflow and quick quote turnaround
- Dedicated commercial auto underwriters and placement support
Underwriting Notes and Minimum Premiums
Minimum premium requirements vary by state and by class. Submissions with full vehicle schedules and complete driver information receive faster underwriting reviews. Paul Hanson Partners underwrites risks on admitted paper through AIG member companies and Zurich North America and can assist with class-code questions or eligibility reviews.
Territories and Availability
The BizCHOICE Commercial Auto Insurance Program is available in all 50 states and Washington, DC. Whether you are placing accounts in major states like California, Texas, and New York or in smaller markets, Paul Hanson Partners provides nationwide admitted solutions.
Why Work With Paul Hanson Partners on This Business
Paul Hanson Partners is a specialized MGA focused on transportation-related risks. By partnering with top-rated carriers and offering experienced underwriting, we help agents place a wide variety of commercial auto accounts efficiently. Our strengths include market access, fast service, and a practical appetite for service fleets, specialty autos, and contractor operations—giving you a competitive placement option for everyday and hard-to-place accounts.