Cyber Liability Insurance Program Overview
PLIS, Inc. offers a comprehensive Cyber Liability Insurance program designed to protect technology professionals and businesses against a wide range of digital risks. Backed by Certain Underwriters at Lloyd’s, this non-admitted program provides flexible coverage options and underwriting support to help you place complex cyber liability exposures.
Ideal Accounts and Target Industries
This program is ideal for:
- Technology consultants and IT service providers
- Software developers and web designers
- Data hosting companies and MSPs
- Any business handling client or employee sensitive data
You might have a client who manages secure data for healthcare providers or a firm offering remote IT support—these are strong fits for this program.
Coverage Highlights and Benefits
- Limits from $100K/$100K up to $5M/$5M
- Deductibles as low as $500 (subject to qualification)
- 12-month extended reporting period offered
- Full Prior Acts available (with no prior knowledge or notice)
- Unlimited access to telephone consultation with licensed risk managers and HR professionals
Wrongful Acts Coverage includes protection against:
- Hacker intrusions and data breaches
- Malware and virus transmission
- Theft or loss of electronic data
- Denial-of-service attacks
- Defamation, libel, slander, and reputational harm
- Plagiarism, piracy, and misappropriation of ideas
Underwriting, Submission, and Premium Notes
- Quick turnaround on submissions
- Premium financing available
- Live underwriter support—no voicemail runaround
Minimum premiums vary depending on risk characteristics and desired limits. All coverage is subject to underwriting review and policy terms.
Availability and Territory
This Cyber Liability Insurance program is available on a non-admitted basis in 48 states and Washington, DC, including key markets like CA, TX, FL, NY, and IL.
Why Partner With PLIS, Inc.?
As a trusted program administrator, PLIS, Inc. offers decades of experience in professional liability and cyber risk. Agents benefit from responsive underwriting, flexible options, and ease of doing business. You get direct access to decision-makers and the ability to provide tailored protection to your clients in a high-demand space.
All coverage features are subject to individual underwriting and may vary by account. This is not a guarantee of coverage or quote. Please refer to the policy for complete terms and conditions.
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Frequently Asked Questions
What types of accounts are a good fit for this Cyber Liability program?
This program is ideal for technology consultants, IT service providers, software developers, and businesses that store or manage sensitive data.
Which carriers back this program?
The program is underwritten by Certain Underwriters at Lloyd’s on a non-admitted basis.
What is the minimum deductible available?
Qualified insureds may be eligible for deductibles as low as $500, subject to underwriting.
Is the program available in all states?
The program is available in 48 states and Washington, DC. Contact an underwriter to confirm specific state eligibility.
What are the key coverage highlights?
Coverage includes hacker attacks, data breaches, virus transmission, denial of service, and reputational harm such as defamation and plagiarism.
Need help placing an account? Connect with a market specialist.