Professional Liability Insurance Services, Inc.®
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Professional Liability Insurance Services, Inc.®
Contact Us
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ESI-Employment Practices Liability Insurance
No matter how well employers manage their businesses, employees can still file a charge that the employer must defend. For this reason, employers need the ESI-Employment Practices Liability Insurance program which includes:
  • Certain Underwriters at Lloyd’s (A.M. Best Rated A)
  • First dollar EEOC administrative proceedings coverage (up to $2500 for defense) – Before the deductible applies
  • Up to 50% Deductible Reduction in the policy
  • Prior acts coverage (premium discount available for inception coverage)
  • Third party coverage (premium discount available for removal of coverage)
  • Punitive and exemplary / Liquidated Damages (where insurable)
  • Broad Discrimination, Harassment and Inappropriate Employment Conduct Definitions
  • Broad reporting language for incidents or claims (complaints/demands) – both written or oral complaints
  • Family Medical Leave Act (FMLA) coverage (where insurable)
  • Equal Pay Act (EPA) coverage
  • Worker’s Adjustment & Retraining Notification (WARN) coverage (where insurable)
  • Reorganization/downsizing coverage (where insurable)
  • Uniformed Services Employment & Reemployment Rights Act (USERRA) coverage
  • Pay on behalf/duty to defend policy
  • Claims made & reported policy
  • Available limits up to $5M/$10M
  • Additional defense outside the limits available (at an additional premium) 
  • All industries and all size companies considered
  • No minimum premium
  • 24 – 48 hour turnaround in most cases
  • One page short-form worksheet for non-binding indications
  • Original documentation is not required
  • Premium financing available
  • No voicemail – Underwriters available when you need one to help you through the sales process
PLIS, Inc. teams up with Specialty Risk Management®, Inc. (SRM®), an independent resource, to provide risk management and loss control services for the ESI-EPLI program. Insureds have access to the hotline for services including:
  • FREE review of Handbook (policies & Procedures) or will furnish sample policies.
  • FREE unlimited 1-800 Hotline (phone) real-time response for immediate issues such as investigations, employee reprimands and/or terminations, state and federal requirements, etc.
  • Additional risk management services available for nominal fee: Train the Trainer, Supervisor/Mgmt Training, On-Site Investigations


All coverage features are still subject to individual underwriting and certain coverage features may be restricted. This information is not intended to be a representation of coverage or a guarantee of a quote or indication. See policy wording for coverage details.

© Copyright all rights reserved PLIS, Inc. 2012

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    A.M. Best A rated
  • Commission:
  • Min Premium:


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Professional Liability Insurance Services, Inc.® has other insurance programs like Allied Medical Errors and Omissions Insurance.