Professional Liability Insurance Services, Inc.®
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Professional Liability Insurance Services, Inc.®
Contact Us
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SBE Miscellaneous Errors and Omissions Insurance
Professionals in any industry are expected to possess superior knowledge & skill because they are relied upon by society to exercise intellectual judgment in their particular areas of knowledge. Honest errors, employee training or dishonesty issues, and lack of documentation are just a few of the causes of negligence that professionals are faced with. For these reasons, professionals need our SBE Miscellaneous Errors & Omissions program which includes:
  • Certain Underwriters at Lloyd’s (A.M. Best Rated “A”)
  • Claims made & reported policy form
  • Pay on behalf policy / duty to defend
  • Available limits from $100,000 to $5,000,000
  • Prior acts (with no prior knowledge or notice) is available at additional premium and with underwriting approval
  • Punitive & exemplary coverage (where insurable)
  • Defense Outisde the Limits available (for an additional premium)
  • Contingent BI & PD protection available for an additional premium
  • Personal injury Sublimit available (for an additional premium)
  • Aggregate deductible available for additional premium
  • First Dollar Defense for Disciplinary Proceedings (up to $10,000)
  • First Dollar Subpoena Defense Coverage (up to $5,000)
  • Electronic Media Sublimit (for an additional premium)
  • Coverage for 240+ professional rating categories
  • Commission payable of 20%
  • No minimum premium on most classes
  • 24-48 hour turn around in most cases
  • Flexible in-house underwriting
  • An easy 2-page application + supplement (if necessary)
  • Original documentation is not required
  • Premium financing available
  • No voicemail – Underwriters available when you need one to help you through the sales process
PLIS, Inc. teams up with Specialty Risk Management®, Inc. (SRM®) to provide an independent resource of professionally licensed risk managers to assist Insureds with their day to day issues. Insureds have access to the hotline for services including:
  • FREE unlimited, confidential 1-800 Hotline (phone) real-time response for immediate issues such as tips on client handling, indemnification agreements, proper disclaimer language with your client’s documentation, etc.
  • Individual review of contracts held with clients and possible assistance by adding features that may help manage the client’s risks.
  • Immediate access to a risk manager rather than voice mail.
  • Hotline use throughout the policy period may impact E&O insurance – more efficient use of the deductibles, possible premium discounts and special coverage enhancements.
  • Accessible resource for unlimited key company managers.

All coverage features are still subject to individual underwriting and certain coverage features may be restricted. This information is not intended to be a representation of coverage or a guarantee of a quote or indication. See policy wording for coverage details.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    A.M. Best A rated
  • Commission:
  • Min Premium:


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Professional Liability Insurance Services, Inc.® has other insurance programs like Allied Medical Errors and Omissions Insurance.