Prime Insurance Company
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Prime Insurance Company
Contact Us
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Commercial Auto Insurance

Not all commercial auto insurance markets are equal. The choices can be overwhelming to even the most well versed insurance agents. The choices are even more daunting to the business owner that needs Commercial Auto Insurance. The prices have hardened as more insurers have pulled out of high risk metro areas and certain states where the claims were excessive.

While on one hand, it’s harder to find value for your business auto clients, on the other hand it seems like the risks of running a business that runs automobiles for commercial purposes are increasing.

In fact, studies show that over 60% of accidents that involve commercial vehicles happen on rural roads and 25% of them happen on rural or urban highways.


Businesses that provide commercial services (mainly deliveries) risk more than most when they send their drivers out on the road. In the event of an accident there are two main questions that the owner will ask themselves -

1. What if the driver’s acts were intentional?
2. When is a company liable for its drivers conduct?


It is important to know the facts about a Commercial Auto Insurance policy so that you and your customer can find the right market and balance it with the best value.

We provide customizable policies based on your customers’ specific needs!


Coverages: • New Operators Coverage
• Excess Auto Liability
• Commercial Auto Liability
• Hired and Non-Owned Auto Liability
• Commercial Auto Physical Damage
• Contingent Auto
+More
Target Classes: • Automobiles
• Trucks
• Medical Transport Vehicles
• Taxi Cabs
• Limousines
• Buses
+More
If you don’t see your target class listed here please give us a call.

Please note that primary Commercial Auto Insurance is not available in every state and we DO NOT offer personal auto coverage. Contact us to find out state availability

We provide specialty coverage for commercial liability risks and are happy to answer any questions regarding our product and how we can help you and your client.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Excess & Surplus Lines Broker
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A Excellent AM Best
  • Commission:
    -
  • Min Premium:
    -

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LOCATION

One South Dearborn, Suite 800
Chicago, IL 60603
312-884-5813

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Prime Insurance Company has other insurance programs like Artisan Contractors.