Proper Insurance®

  • person
    Darren Pettyjohn, Co-Founder
  • place
    1203 North Rouse Ave, #3D Bozeman, MT 59715
  • contact_phone
Airbnb and VRBO properties:  Short-term vacation rental insurance program

With the unprecedented growth of Airbnb and VRBO, there was a huge need for a GA to develop a go-to program for this risk.  Our program is the most comprehensive insurance coverage a vacation rental owner can purchase.

Because we only offer one program, it allows us to solely focus on this niche short-term vacation rental industry, aka, the Airbnb and VRBO industry.

Proper Insurance is an experienced program administrator that understands the needs of agents and brokers.  Proper works closely with insurance agents and brokers throughout the United States, all 50 states.  We know insurance brokers work hard to get their clients into the right coverage.

-15% commissions paid monthly; new and renewal
-Easy online quote submission platform
-Appointment available same day
-Custom brochure marketing tailored to each agency
-Same day binding available
-Direct bill or agency bill options
-High TIV limits
-No premium requirements

Proper Insurance® Policy Highlights

-Coverage for building(s), contents, business income, and liability; commercial package policy
-Automatic special form cause of loss for building and contents
-Automatic replacement cost for building and contents
-$1,000,000/$2,000,000 commercial general liability
-$1,000,0000/$2,000,000 personal liability included when property "doubles" as primary residence
-No limit on theft or damage caused by a renter
-No vacancy clause, and no occupancy restrictions
-Ordinance or law, up to building limits
-Automatic back-up of sewers and drains
-No animal, pet, sexual act, or liquor liability exclusions
-Liability extended over amenities such as: pools, hot tubs, bicycles, small watercraft, golf carts, rec areas, +more
-Underwriter; Lloyd's, AM Best's Rate A
  • place
    Proper Insurance®
    1203 North Rouse Ave, 3D
    Bozeman, MT 59715
  • phone
    888-631-6680
  • description
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7 year(s) 6 month(s) ago

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Proper Insurance® added Darren Pettyjohn as new employee.
9 year(s) 4 month(s) ago

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