Safehold Special Risk
Contact Us
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Safehold Special Risk
Contact Us
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Builder's Risk Insurance
Flexible Property Coverage!

Builders face significant risks from fire, weather-related damage, equipment breakdown, theft, and other construction exposures. The financial resources invested in residential, commercial, hospitality, and institutional projects can easily top millions.

The Safehold Builder’s Risk Insurance program is designed to help builders protect against financial losses due to industry risks. Whether you’re building single-family residential houses or multi-million-dollar office buildings, this program covers property damage that occurs from ground-breaking through certificate of occupancy.

We create risk management programs that meet the unique needs of the construction industry.

Key Advantages:
  • Wind Deductible Buy Back - Available for both residential and commercial properties during construction
  • Comprehensive American Association of Insurance Services (AAIS) coverage forms
  • Offered on a ground-up (100% written) - primary, excess, and quota share basis
  • Rehabilitation/renovation projects involving non-structural/minor structural work
  • Delay in completion coverage available for soft costs and rental and business income
  • Project-specific coverages, reporting forms, and installation floater coverages
As an industry leader, Safehold provides coverage for highly complex property risks and large-scale projects, including those requiring multiple carriers and layered coverage. Our program offers low minimum premiums, flexible policy periods of three to 36 months, and highly competitive pricing. Our systems allow our teams to quote, bind, and issue a policy quickly and accurately and our service team provides fast, efficient claims handling.

Target Classes:
  • Residential (1-4 family dwellings), including home builders’ reporting forms
  • Apartments, condominiums, group homes, and assisted living facilities
  • Commercial (offices, mercantile, and retail)
  • Hospitality (hotels and motels)
  • Institutional (schools, hospitals, municipal, and correctional facilities)
  • Fire
  • Theft
  • Vandalism
  • Wind, earthquake, and flood
  • Installation floater
  • Installed equipment
  • Permanent fencing and foundations
  • Debris removal
  • Fire department services
  • Trees, shrubs, and plants
  • Pollution cleanup
  • Transit
  • Temporary storage
  • Up to $110,000,000 per risk (non-CAT) for project-specific risks – varies, based on construction type and occupancy class
  • Up to $1,000,000 per dwelling/$10,000,000 per occurrence for reporting forms
Requirements and Exclusions:
  • Minimum Deductible
  • $500 Minimum - varies, based on total insured value (TIV) and occupancy class
Our Builders’ Risk Insurance program is available in all states; however your clients will need to meet our submission requirements.

Sumission Requirements:
  • Acord 125
  • Acord 147
  • Installation/Builders’ Risk section and/or Supplemental Application
Additional underwriting information including:

  • Construction contract(s)
  • Budgets
  • Project Schedules/Timelines
  • Site Plan(s)
  • Breakdown of Soft Costs
  • Pro-forma Rental income and/or Business Income Worksheets, based on carrier requirements for the size and complexity of the project
Please reach out to us with any questions you may have regarding our Builders’ Risk Insurance program.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    Our team places coverage with Admitted and Non-Admitted carriers who are A- rated, or higher, according to A.M. Best
  • Commission:
  • Min Premium:
    Residential- $300, Commercial- $500, Renovations- $500


Request a Quote Now!


100 Glen Eagles Court
Carrollton, GA 30117

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Safehold Special Risk has other insurance programs like Excess Flood.