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Southern Insurance Underwriters, Inc.
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Southern Insurance Underwriters, Inc.
Contact Us
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Contractor Insurance

 
Protect your Contractor clients from high premiums and limited coverage options with Southern Insurance Underwriters, Inc. (SIU).

SIU offers a comprehensive Contractor Insurance program designed to meet the needs of both general and specialty contractors. Whether your client is a small artisan or a large commercial operation, SIU provides access to a wide range of admitted and non-admitted markets to help you secure the right coverage at competitive rates. Most classes are available for quick quote and bind online through www.SIUrate.com.

As a trusted Managing General Agency (MGA), SIU delivers flexible underwriting, responsive service, and deep expertise in contractor exposures. Agents can confidently place business knowing they have access to quality markets and tailored solutions.

Ideal Accounts and Target Classes

SIU has a broad appetite for contractor risks across residential and commercial sectors. Some of the key classes include:
  • Commercial General Contractors
  • Masonry Contractors
  • Solar Energy Contractors
  • Swimming Pool Contractors
  • And many other artisan and specialty trades
You might have a client who installs solar panels, builds backyard pools, or manages large-scale renovations—SIU can help you secure the appropriate coverage with speed and flexibility.

Coverage Highlights and Advantages

SIU's Contractor Insurance program includes access to both admitted and non-admitted markets, which allows for flexible solutions based on the risk profile and project scale. Key coverages typically include:
  • General Liability
  • Contractor’s Equipment
  • Tools and Installation Coverage
  • Excess Liability (where available)
With the ability to quote and bind many classes online, SIU helps agents serve their clients faster while maintaining underwriting integrity.

Underwriting Notes and Minimum Premiums

Minimum premiums vary by class and carrier. SIU works with agents to evaluate risks efficiently and provide competitive terms. Online submission through SIUrate.com streamlines the process for eligible classes.

Territories and Availability

This program is currently available in the following states:
  • Alabama
  • Florida
  • Georgia
  • South Carolina

Why Work With Southern Insurance Underwriters, Inc.?

Since its founding, SIU has specialized in difficult-to-place and niche commercial insurance risks. For contractors, SIU combines market access, underwriting experience, and user-friendly technology to help agents close business quickly and confidently. Whether your client is a start-up contractor or an established firm with evolving risks, SIU can deliver the solutions you need.

Frequently Asked Questions

What types of contractor accounts are a good fit for SIU’s program?

SIU is a good fit for general contractors, artisan trades, and specialty contractors such as masonry, solar, and pool construction. Both residential and commercial accounts are considered.

Can I quote and bind coverage online?

Yes, most contractor classes are available to quote and bind online through www.SIUrate.com, making the process fast and efficient for agents.

Are both admitted and non-admitted markets available?

Yes, SIU offers access to both admitted and non-admitted markets to provide flexible solutions based on the nature of the risk.

What states is this program available in?

This Contractor Insurance program is available in Alabama, Florida, Georgia, and South Carolina.

What is the minimum premium for contractor policies?

Minimum premiums vary depending on the class of business and carrier. Contact SIU or submit online to receive a quote based on your client’s specific needs.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
    Most Available Markets
  • Carriers:
  • Carrier Ratings:
    Multiple "A" Rated Carriers
  • Commission:
    Varies
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

4500 Mansell Road
Alpharetta, GA 30022
678-498-4500
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Southern Insurance Underwriters, Inc. has other insurance programs like Artisan Contractor Insurance.