Sports & Fitness Insurance Corp. offers liability programs tailored for yoga and Pilates instructors, studio owners, and independent trainers. Designed for the unique risks of mind-body fitness, this program gives agents flexible options for individual professionals and studio operations alike. Whether your client is a solo instructor teaching at multiple locations or a studio owner managing a team, you can place coverage that addresses instruction exposures, premises risks, and professional liability.
Ideal Accounts and Appetite
This program is a fit for agents placing:
- Independent yoga and Pilates instructors (including mobile and contract instructors)
- Trainers who teach at multiple facilities or lead corporate/school programs
- Small to mid-size studios and boutique wellness centers
- Wellness centers offering group classes and allied services
If your clients teach in fitness centers, schools, corporate settings, or host virtual classes, the program is structured to provide the flexibility they need.
Coverage Highlights and Advantages
The Yoga and Pilates Studios program includes a focused suite of liability protections for common exposures in the fitness and wellness space:
- General Liability — third-party bodily injury and property damage
- Professional Liability — claims arising from instruction, cueing, or program design
- Sexual Abuse & Molestation coverage — essential for close-contact instruction
- Studio liability — options to protect the physical location and business operations
Policies are available for both individuals and business entities, so you can place single instructors or multi-instructor studios under tailored packages.
Underwriting Notes and Minimum Premiums
Underwriting is designed to be efficient for agents. The program accommodates in-person, virtual, hybrid, and mobile teaching models. Premiums start at $160, and the MGA works with multiple carriers to offer competitive options for standard risks.
Territories and Availability
Coverage is available in all 50 states and Washington, D.C. The program is written through various carriers and is placed on an admitted basis where markets allow.
Why Work With Sports & Fitness Insurance Corp.
As an MGA focused on the sports and fitness sectors, Sports & Fitness Insurance Corp. brings underwriting experience and established carrier relationships specific to yoga, Pilates, and wellness businesses. Agents benefit from responsive service, flexible endorsements for fitness exposures, and streamlined quoting to help place accounts quickly.
Example placements: You might have a freelance Pilates instructor who teaches classes at a gym and offers virtual sessions — this program can combine professional and general liability into one placement. Or you may place a small boutique studio that needs premises coverage plus limits for multiple instructors.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for independent yoga and Pilates instructors, wellness professionals, and small to mid-size studios operating in the U.S.
Can I place coverage for clients who teach at multiple locations?
Yes. The program accommodates instructors who work across various facilities and those who offer mobile or virtual sessions.
Is studio coverage available in addition to individual instructor policies?
Yes. Studio coverage can be tailored to protect the business entity as well as its instructors.
What is the minimum premium for this program?
Premiums start at $160, making this a cost-effective option for both individual professionals and small studios.
In which states is this program available?
This program is available in all 50 states and Washington, D.C.
Need help placing an account? Connect with a market specialist.