Entertainment Risk (ER): ER is the market leader for hospitality insurance that focuses exclusively on nightlife and entertainment. Focusing on bars, taverns, nightclubs, live music venues, and adult entertainment venues with higher liquor sales.
Equity Protection Program (EPP): Our Equity Protection Program (EPP) increases the loan options available to lending institutions by expanding loan guidelines and parameters for a variety of home equity products in a fully insured portfolio program. By insuring loans with augmented loan-to-value thresholds, debt-to-income ratios and credit score ranges, the lender is able to expand their equity loan offerings without additional risk to the lender. In the event of default, the full balance of the covered loan is payable after approximately 90 days, without incurring an expensive foreclosure, a charge-off or ROA charges. Targeted primarily to regional banks and credit unions.
EverGuard Insurance Services: Hospitality program for restaurants, bars and taverns, focusing on establishments with alcohol sales. Customized package product with industry-specific endorsements and coverage extensions. The program allows new ventures and various amounts of entertainment and security exposures but excludes nightclubs and adult entertainment businesses. Active in 40 states.
Healthcare Industry Insurance Services (HIIS): Medical malpractice coverage for a wide range of medical professionals and facilities, including urgent care clinics, occupational medical clinics, individual and group physician practices, anesthesia practices, allied facilities, healthcare staffing firms, medi-spas, aesthetic clinics and more.
Insurance Specialty Group (ISG): CGL (primary and excess) and Builders Risk for residential homebuilders in challenging construction defect (CD) states. Offering project, practice and wrap policies as well as builders property policies.
Mexpro Auto: Short-term automobile policies, primarily for US citizens and Mexican nationals traveling into Mexico for business and pleasure trips, where the standard US personal auto policy does not provide coverage. Auto comprises approximately 95% of the existing portfolio, but coverage is also available for watercraft, motorcycle, RV, trailer and other related exposures.
Outdoor Insurance Group (OIG): Specialty products for the outdoor recreation and shooting sports industries, such as dude and guest ranches, outfitters and guides, hunting and fishing lodges, hunting leases, RV parks and campgrounds, and rifle/pistol/trap and skeet shooting facilities, including the sale of firearms. The business is currently produced primarily on a retail basis.
Pantheon Risk D&O: Pantheon Risk is a specialty Managing General Agency (MGA) focused on providing comprehensive Directors and Officers Liability (D&O) insurance solutions for the biotech/life sciences industries, with solutions currently on an excess basis.
Park Shield (PS): Park Shield is an insurance solutions provider for the manufactured housing industry and RV parks. Offerings include both Property and General Liability, with policies customized to meet the needs of each individual manufactured housing community. Park owners vary from individuals operating single parks to private equity owners operating 100+ communities. Target markets include housing communities rather than individual residences.
Pro Financial Services (PFS): PFS is a leading underwriter of specialized disability insurance for top talent in sports, entertainment, business and medicine. PFS develops flexible policies that protect the assets and earnings of people whose futures depend on their continued ability to perform at elite levels. They underwrite over $5 billion of coverage each year, developing innovative risk solutions for top talent via exclusive carrier partnerships.
ProTek: Designed specifically to meet the needs of the medical device and equipment industry, including manufacturers, distributors, manufacturer’s reps, servicers/refurbishers and medical equipment leasing companies. No eligibility for any medical devices that are implanted, injected or ingested. Also offers a separate physical damage and warranty product for imaging devices.
QuadScore D&O: QS Professional is focused on providing comprehensive Directors and Officers Liability (D&O) insurance solutions to the cannabis industry. With primary and excess capabilities, combined with the capacity to write in both the US and Canada, QS has the solutions to meet the most complex cannabis D&O needs.
QuadScore (QS): QS is an industry-leading insurance solutions provider focused on the cannabis industry. With broad product offering, QS offers best-in-class coverage terms, capacity, and risk management services. Classifications include cultivators, distribution, testing, manufacturers, multi-state and single-state operators and retail or dispensary operators.
Quantum Risk Solutions (QRS): Offering various transportation insurance products to the transportation industry. Programs include trucking, specialty haulers, and paratransit and the non-emergency medical transportation and public auto sectors.
Specialty Program Solutions (SPS): SPS is a program administrator focused on the forestry and construction industry. Classes of business include logging/lumbering operations and equipment, woodyard and sawmill equipment, construction contractor equipment, and all other inland marine products.
Spotlight Entertainment Insurance: Tailored coverage for the complex needs of companies that support promoted, produced, or staged events in the entertainment industry.
Tower Construction Risk: Tower Construction Risk is a builder’s risk solution provider for construction owners and developers. TCR underwrites new construction, renovations (including or excluding existing buildings), and midterm projects and can consider all construction types.
TOTALIS LEADERSHIP
Tom Gillingham
President, Totalis Program Underwriters
[email protected]
303.513.2753
John Mahoney
Managing Director
[email protected]
303.887.0822
Dan Beaudette
Senior Vice President - Underwriting
[email protected]
303.408.7322
Bill Costello
Vice President
[email protected]
203.565.2814
Michelle Sorrentino
Senior Business Development Manager
[email protected]
770.280.5579