U.S. Risk Underwriters has the markets and expertise to help you place coverage for your Title Agent accounts.
With a dedicated in-house underwriting team and access to top-rated markets, U.S. Risk Insurance Group, Inc. offers a national Title Agents Errors & Omissions (E&O) program designed to protect professionals in the title industry. Our specialists provide responsive service and fast turnaround on quotes, helping you meet your clients' needs efficiently.
This program is written through an A+ XV rated carrier and is available in most states across the U.S. It features low minimum premiums starting at $2,500 and competitive rates structured to support agencies of all sizes.
Ideal Insureds Include:
Title Insurance Agents
Escrow Agents
Title Abstractors
Title Searchers
Closing Agents
Notary Publics
Whether your client is a solo notary or a multi-state title agency, this program is designed to address the professional liability exposures unique to their operations. You might have a client who conducts real estate closings and manages escrow accounts—this program can help protect them from claims arising from errors, omissions, or disciplinary actions.
Coverage Features:
• Prior Acts coverage available
• Independent contractor coverage available
• Supplemental coverage for disciplinary proceedings
• No minimum revenue requirements
• Claims expenses included within the limit of liability
Limits and Deductibles:
• Limits from $100,000 to $1,000,000 per claim and in the aggregate
• Deductibles starting at $5,000, applying to both damages and claims expenses
Program Availability:
U.S. Risk offers this program nationwide in most markets, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Partner With U.S. Risk:
As a leading program administrator, U.S. Risk Underwriters brings deep expertise and strong carrier relationships to the table. Our team is focused on helping independent agents like you successfully place E&O coverage for title professionals, offering you dependable underwriting, consistent communication, and access to competitive products.
Frequently Asked Questions
What types of accounts are a good fit for this Title Agents E&O program?
This program is ideal for title insurance agents, escrow agents, abstractors, title searchers, closing agents, and notaries. Both small and mid-sized firms are eligible, including those using independent contractors.
Is prior acts coverage available?
Yes, prior acts coverage can be included, subject to underwriting review and approval.
Are there revenue restrictions for eligibility?
No, this program does not impose minimum revenue requirements, making it accessible for smaller operations as well as larger agencies.
What are the minimum premium and deductible requirements?
The minimum premium starts at $2,500, with deductibles beginning at $5,000. These apply to both damages and claims expenses.
In which states is this program available?
The Title Agents E&O program is available in most U.S. states. Please contact U.S. Risk for availability in specific jurisdictions.
Need help placing an account? Connect with a market specialist.