Transportation Services Insurance Program from U.S. Risk Insurance Group
U.S. Risk Insurance Group, Inc. offers a dedicated Transportation Services Insurance program for agents and brokers placing large commercial auto and public transportation risks. Through access to an A+ XV-rated admitted carrier, the program provides high-limit auto liability (up to $5 million) and physical damage coverage for a broad range of transportation accounts.
Ideal Accounts and Appetite
This program targets larger transportation operations with minimum premium thresholds. Typical fits include:
- Shuttle services and fixed-route transit buses (non-EMT vehicles) — generally starting at $75,000 minimum premium
- Taxi fleets, for-hire passenger transport, and regional trucking operations — generally starting at $200,000 minimum premium
Examples: you might place a mid-size airport shuttle fleet with passenger exposure and physical-damage needs, or a regional trucking firm seeking high-limit liability and specialized loss control services. Accounts with smaller premiums or high-frequency, small-loss exposures may not be a fit.
Coverage Highlights and Advantages
- Auto liability limits available up to $5 million
- Physical damage coverage included
- Low-deductible options available
- Optional incidental General Liability available
- Competitive pricing from an admitted A+ XV-rated carrier
- Responsive claims handling and dedicated loss-control support
Underwriting Requirements and Submission Guidelines
To obtain a quote, provide a complete submission package. Required items typically include:
- ACORD forms: 125, 127, 137, and ACORD 126 if incidental GL is requested
- Completed Public Auto or Trucker’s Questionnaire
- Full vehicle schedule (description, garaging address, primary usage, radius of operation, passenger counts, and cost new)
- Five years of currently valued loss runs
- Current financial statement
- Driver roster and current MVRs
Minimum premiums vary by account type and fleet size; refer to the program minimums above when evaluating fit.
Territories and Availability
This transportation program is offered nationwide — available in all 50 states and the District of Columbia — through admitted paper provided by the A+ XV-rated carrier.
Why Work with U.S. Risk on Transportation Accounts?
U.S. Risk Insurance Group is an experienced excess & surplus lines broker with deep transportation expertise and strong carrier relationships. The firm focuses on larger, more complex accounts and offers access to admitted markets that can provide higher limits and broad coverage. Agents benefit from focused underwriting, practical loss-control guidance, and dedicated claims advocacy when needed.
If you have a larger shuttle, transit, taxi, or trucking account that requires admitted paper, high limits, or tailored physical-damage options, U.S. Risk's Transportation Services program is built to help you place it.
Need help placing an account? Connect with a market specialist.