Veracity Insurance Solutions, LLC offers a Commercial Property Insurance program that helps agents and brokers place a broad range of property and inland marine risks. As a Managing General Agency and Excess & Surplus Lines Broker, Veracity leverages relationships with multiple top-rated carriers—including Great American, Seneca, Alliance, and National Farmers—to deliver flexible solutions tailored to each client’s property exposures.
Ideal Accounts and Target Industries
Veracity’s Commercial Property program fits many industries and property types. Primary target classes include:
- Condominiums and multi-unit residential buildings
- Healthcare facilities, including medical offices and clinics
- Contractors with equipment and material storage needs
- Manufacturing operations with complex property exposures
- Wholesale distributors with significant inventory and warehouse space
You might have a client who operates a light manufacturing plant with warehouse storage, or a contractor that needs protection for high-value equipment and job-site materials—both are good fits for this program.
Coverage Highlights and Advantages
Veracity can provide first-party property and inland marine coverage for a wide range of exposures, including:
- Commercial buildings (owned or leased)
- Contractors’ equipment and tools
- Personal property and contents
- Builder’s risk for ground-up construction or renovations
- Motor truck cargo for goods in transit
- Business income and extra expense
Program advantages include:
- Competitive low minimum premiums (varies by risk)
- Access to both admitted and non-admitted paper
- Consideration of coastal locations (wind coverage typically excluded)
Underwriting Approach and Minimum Premiums
Underwriting is handled with speed and flexibility. Veracity evaluates submissions on an individual basis, matching each account to the carrier appetite and coverage form that best fits the exposure. Minimum premiums vary by location, size, and complexity of the risk; discuss specifics with a Veracity underwriter or market specialist when submitting.
Territorial Availability
This program is available in all U.S. states, including Washington, D.C. Veracity’s broad state footprint makes it easier to place multi-state or specialist risks—even in tougher coastal and coastal-adjacent markets where wind coverage is limited.
Why Work With Veracity Insurance Solutions?
Veracity combines deep property market access with responsive underwriting and placement support. As an MGA and E&S broker, they offer options across admitted and surplus lines carriers to help you close accounts that might be hard to place elsewhere. Their experience placing builders risk, inland marine, commercial real estate, and contractor equipment business gives agents practical tools to address complex property exposures.
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Frequently Asked Questions
What types of accounts are a good fit for this Commercial Property program?
This program is well suited for condominiums, contractors, manufacturers, healthcare facilities, and wholesale distributors with property or inland marine exposures.
Are coastal properties eligible for coverage?
Yes—coastal properties are eligible for consideration. Wind coverage is generally excluded, and submissions are evaluated based on specific location and risk factors.
Which carriers does Veracity work with for this program?
Veracity partners with multiple top-rated carriers, including Great American, Seneca, Alliance, and National Farmers, to provide tailored solutions across admitted and non-admitted paper.
Is this program available in all states?
Yes, the program is available in all 50 states and Washington, D.C.
What is the minimum premium for coverage?
Minimum premiums vary depending on the risk, location, and coverage requested; Veracity structures pricing to accommodate a range of account sizes.
Need help placing an account? Connect with a market specialist.